AJ Home Loans Gladstone

AJ Home Loans Gladstone is a mortgage broking business founded in 2019 and based in Gladstone, Queensland. The business is family-owned and female-led, with Coral Jacobs as founder and owner. Coral Jacobs has called Gladstone home for more than 20 years. She holds diplomas in Finance, Business Administration & Human Resources, and a Postgraduate Business Degree. She is a Commissioner of Declarations (CDEC), a Small Business Coach, and a former Specialty Business Manager.

The business is a member of the Mortgage & Finance Association of Australia (MFAA), with Coral Jacobs holding MFAA member number 263102. It serves Gladstone, Calliope, Tannum Sands, Boyne Island, and Greater Central Queensland. Services include home loans, first home buyer loans, refinancing, investment loans, car & personal loans, equity release loans, construction loans, and financial coaching, with 70+ lenders compared on every loan.

Investors growing a property portfolio and buyers securing their first home are the clients whose experiences dominate the feedback for this Gladstone brokerage. Coral is singled out time and again for a manner that blends friendliness with professionalism, and her habit of walking people through each stage in plain language. A recurring observation concerns her availability, with appointments arranged around shift rosters so that borrowers in non-standard jobs are not left to manage the paperwork alone. Speed emerges repeatedly, particularly on refinancing and purchases that moved through faster than clients had braced for.

The advice itself draws consistent praise, covering investment lending, interest-only structures and the finer points of lender policy, and reviewers describe it as both knowledgeable and straightforward to follow. Transparency runs through many accounts, alongside a marked reduction in the stress borrowers expected to feel. Questions are answered promptly and thoroughly, and the volume of useful information provided without prompting is noted more than once. Several people highlight the extra effort taken to explain documents and to chase progress on their behalf, leaving them confident about where an application stood.