Australian Property Finance

Australian Property Finance is a mortgage broking business established in 1998 by Jayne Gibbs as a one-stop shop. The team includes Jayne Gibbs, Mike Prance, Paul McGeachie, Mitchell Langford, Emerson Gibbs and Shane Croot. Jayne Gibbs commenced as a Professional Mortgage Broker in 1998 and has 15 years of banking experience with the State Bank and Colonial. Paul McGeachie has 15 years of real estate experience and access to over 25 lenders.

Mitchell Langford has over 3 years of experience in the finance industry and holds a Certificate IV in Finance and Mortgage Broking. Emerson Gibbs has 9 years of experience in the finance industry and holds a Diploma of Finance and Mortgage Broking Management. Shane Croot has over 3 years of experience as a mortgage broker and holds a Diploma of Finance and Mortgage Broking Management. All brokers hold full Australian Credit Licenses, have completed their Diploma of Financial Services (Finance/Mortgage Broking Management), and are registered Justices of the Peace.

Australian Property Finance is an accredited member of the Finance Brokers Association of Australia and an accredited partner of Vow Financial. The business serves the Illawarra, Nowra and the South Coast of NSW and specialises in owner occupied and investment home loan mortgage broking. It offers home loans, commercial finance, personal loans, leasing, wealth creation, insurance protection, financial security and deposit bonds.

Nowra borrowers frequently highlight the work of Paul, Mitch and Jayne across first home purchases, refinancing and ongoing home loan matters, with the practice described as a dependable local point of contact for mortgage needs on the South Coast. A number of customers describe the process as straightforward from start to finish, noting that communication remained strong throughout and that queries were answered promptly rather than left to drag on. A recurring theme is the willingness of named staff to explain options clearly and secure a loan suited to individual circumstances, including during a lengthy separation that required patience and steady handling.

Reviews regularly refer to reliability, professionalism and a genuine, honest approach, with one client remarking that the team worked tirelessly to achieve the desired outcome. Attention to detail and responsiveness come up as strengths, as does the ease of dealing with the same people over time for refinancing and related matters. Clients describe feeling kept informed at every stage, with advice offered without pressure, and many return or refer friends and family as a result. The impression left is of a broker that treats each loan application as a long-term relationship rather than a single transaction.