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JCM Finance Pty Ltd - Mortgage Broker - Home Loans - Commercial Loans - Car and Asset Finance

5.0(61 reviews)See reviews ↓·Gold Coast

About the company

The company is a current member of AFCA (Member No. 50610) and a member of the MFAA (Member No. 121740). Joshua McKay is a Director, Grant Williams is a Senior Finance Consultant, Patrick Glover is a Finance Consultant, and Belinda Preston works in Client Services. JCM Finance's expertise covers industries including Property Development and Investment, Manufacturing Businesses, lending to Self-Managed Super Funds, Importers and Exporters, and Cash Flow Lending for the Professional Services Industry.

The company has access to a Panel of Australian funders for both Commercial and Personal funding requests. JCM Finance provides services including Home Loans, Business & Commercial Loans, Specialised Business Loans, Equipment Finance, Professional Services, Development & Construction Funding and Self-Managed Super Fund Lending.

What customers say

Based on genuine customer reviews

Guiding borrowers through home loan approvals, refinancing and complex income situations is the thread that runs through the feedback for this Gold Coast brokerage. Customers writing about their orders describe dealings with Joshua, Belinda and Patrick as responsive and straightforward, noting that questions are answered quickly and progress updates arrive at every stage. Reviewers frequently point to the patience shown to first-time buyers and to clients with unusual financial circumstances, including company directors and joint family purchases, with documentation and lender conditions explained in plain language.

A recurring observation concerns the persistence applied when banks push back, as with a long-term home loan secured for a borrower in their late sixties after an earlier decline. Clients also value the clarity of the guidance, remarking that no single product is pushed and that recommendations are shaped around individual objectives, whether the task involves commercial lending, asset finance or a standard home loan. The experience is described as smooth and low in stress, with families returning for later checks on their finances.

Reviews

Reviews are taken from publicly available sources.

MM
Maddy McKay6 July 2026

As a young first home owner who does not understand this world, John and Josh were patient and helpful guiding the process. Great workers who get back to you asap, would recommend!!

KV
Koen Verlinden9 June 2026

Patrick was absolutely outstanding throughout the entire process. From day one, he was incredibly helpful, always reachable, and kept us informed every step of the way with excellent communication. What really stood out was his calm and reassuring approach. No matter what challenges came up, Patrick handled everything professionally and made what seemed impossible become a reality. He achieved an outcome that we could only dream of, and we honestly couldn't have done it without him. If you're looking for a broker who genuinely cares, works tirelessly for his clients, and delivers exceptional results, I cannot recommend Patrick highly enough. Absolutely the best in the business. Thank you, Patrick!

JB
Jay Brown2 June 2026

I highly recommend JCM Finance to anyone looking for mortgage or lending assistance. Josh and Belinda made the entire process seamless from start to finish, taking the time to understand our needs, explain our options clearly, and guide us every step of the way. Their professionalism, responsiveness, and patience throughout the process were outstanding, making what can often be a stressful experience feel straightforward and manageable.

AM
angelica mitchelmore29 April 2026

A huge thank you to Patrick and the team for guiding me through the mortgage process and securing me a home loan. Super responsive and easy to work with.

EG
Eloise Gilbert21 February 2026

Entrusting Joshua and the team at JCM Finance with my first home loan was the best choice I could have made! It was an outstanding experience from start to finish. As a first-time homebuyer, I had countless questions, and they handled every detail with patience, clarity, and true professionalism. Their dedication, responsiveness, and tireless effort made the entire process smooth and stress-free. I couldn’t have asked for better support and would highly recommend.

BS
Bree Sonter13 February 2026

Unbeatable service and excellent results!! From buying my first home to remortgaging to suit my specific needs, Josh and Belinda have been next level amazing and I recommend them to everyone I know. Look no further for the best customer service you could ever hope to receive, tailored directly to your situation. 10/10 highly recommend.

JO
Johnathan Okaro21 July 2025

Joshua has been absolutely brilliant to work with. He’s sharp, incredibly knowledgeable, and manages to keep things down-to-earth while still being completely professional. No matter the challenge, he finds a way through and gets the job done. We worked with him on commercial financing and couldn’t be happier with the outcome.

Finance & commercial brokers in Gold Coast compared

Ordered by rating, weighted by the number of reviews — businesses with only a handful of reviews do not jump to the top automatically. 6 businesses in this category in Gold Coast are compared.

RankProviderRatingReviewsOpen Sat.
1JCM Finance Pty Ltd - Mortgage Broker - Home Loans - Commercial Loans - Car and Asset Finance (this page)★ 5,061Yes
2Broad Finance★ 5,0141No
3Switch Finance★ 5,0161No
4Finance Industries Australia★ 5,0104No
5@Finance - Finance Specialists for Business, Home & Beyond★ 5,074No
Contact
+61755266799www.jcmfinance.com.au3/56 Santa Cruz Blvd, Clear Island Waters QLD 4226
Working hours
Monday09:00–17:00
Tuesday09:00–17:00
Wednesday09:00–17:00
Thursday09:00–17:00
Friday09:00–17:00
Saturday09:00–17:00
Sunday09:00–17:00