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Lifestyle Finance Mackay

Lifestyle Finance Mackay

5.0(44 reviews)See reviews ↓·Mackay

About the company

Lifestyle Finance was established in 1999 by David Swann. Lifestyle Finance Mackay has been helping clients with their finance requirements for over 25 years. The business partners are Steve Payne, Kerri Payne and Peter Perna. The team has over 90 years of combined experience in the finance industry.

Lifestyle Finance Mackay is based in Mackay and serves clients all across Australia. Lifestyle Finance Mackay has access to 80 lenders. Lifestyle Finance Mackay is an industry award winner since 2003. Lifestyle Finance Mackay provides home loans, construction finance, refinancing, investment loans, and commercial and small business financing.

What customers say

Based on genuine customer reviews

In Mackay, Lifestyle Finance has built a reputation among first home buyers and those refinancing or changing banks, with several reviewers describing the same strengths. Peter Perna is named repeatedly for his patience in explaining each stage of the home loan process, his attention to detail and his availability to answer questions before and after settlement.

Steve also features often, praised for guiding clients through saving and approval and for checking every detail so finance was approved quickly and settlement proceeded without problems. Reviewers frequently highlight clear communication from the team, including Kerri, and the confidence this gave them during unfamiliar territory. The expertise on offer is described as especially valuable for applications that do not fit standard bank criteria, with customers noting that suitable loan options were found and explained objectively.

A point that comes up often is how stress-free the experience felt, even for those who began with little knowledge of home ownership. The service covers home loans, refinancing and bank changes, and the friendly, professional manner of the staff is a recurring theme, with clients returning for second purchases and new loans. Problems were handled promptly, and the speed from initial contact to approval is mentioned by multiple reviewers.

Finance brokerMortgage brokerLoan agencyReal estate agent
Lifestyle Finance Mackay — Customer photo
Lifestyle Finance Mackay — Customer photo

Reviews

Reviews are taken from publicly available sources.

TD
Tom Dwan3 July 2026

Couldn’t speak highly enough of Peter and his team, very professional and made everything super easy to understand and walked me through every part of the process

JS
Josh Smith8 April 2026

Steve was fantastic crossed all the T’s and Dotted all the i’s to ensure that our finance was approved fast and settlement went though without a problem. I would recommend Steve and definitely use these guys in the future

DM
Dion Mayne20 January 2026

🌟⭐️⭐️⭐️🌟 Can't speak Highly Enough of Peter Perna & the team. Within a few days Peter was able to find a bank package that was now affordable for me. I've used LFM twice now & both times have encountered great service. Thank you again for your time.

BG
Brett Glendinning16 January 2026

Peter was very friendly and welcoming. Everything was thoroughly explained with all that we needed to know plus more. Would highly recommended Him and Lifestyle Finance to anyone that’s is looking for a Broker.

BC
Bella Cox16 September 2025

Peter is friendly, attentive and throughout in providing advice, taking the time to explain the process as a whole and helping us to understand exactly what we needed to do and answered all our questions. Would strongly recommend for first home buyers and defence personnel.

K
Kasey7 August 2025

To say I’m happy with the service is an understatement. Peter walked me through every step and was just a call or txt away when I wasn’t sure. He made me feel at ease with it all compared to the first broker I tried. He didn’t make me feel stupid or not good enough.

LB
Luke Batista24 July 2025

My partner and I got in contact with Peter as first home buyers who had no idea on where to start on our journey to home ownership. Peter took the time to explain all aspects of the home buying process and answered any and all questions we had. He made sure to communicate every step along the way and was always available over the phone to answer any queries we had. Peter's expertise, paired with his enthusiasm to help, turned the intimidating home buying journey into a walk in the park. Peter is a must-see for first home buyers!

Finance & commercial brokers in Mackay compared

Ordered by rating, weighted by the number of reviews — businesses with only a handful of reviews do not jump to the top automatically. 3 businesses in this category in Mackay are compared.

RankProviderRatingReviewsOpen Sat.
1Lifestyle Finance Mackay (this page)★ 5,044No
2Cutting Edge Finance - Mortgage Broker★ 5,017No
3Gardian★ 4,3130No
Contact
Working hours
Monday08:30–17:00
Tuesday08:30–17:00
Wednesday08:30–17:00
Thursday08:30–17:00
Friday08:30–17:00
SaturdayClosed
SundayClosed