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Melbourne Home Loans Financial

Melbourne Home Loans Financial

5.0(103 reviews)See reviews ↓·Melbourne

About the company

Melbourne Home Loans Financial is a lender and loan agency operating in Melbourne, Victoria, with over 20 years' experience. The firm works with more than 40 lenders and maintains a panel of 45 accredited lenders. The team includes Credit Officer (Home Loans) Regina Doller, Kate Bolina who handles Personal Loans & Auto Loans, Credit Officer George Gonzales, and Loan Administrator Krista Bautista.

Melbourne Home Loans Financial is a member of the Finance Brokers Association of Australia (FBAA) under member number M-343406, and a member of the Australian Financial Complaints Authority (AFCA) under member number 68656. The team includes professionals who have worked within banking and finance, with brokers having previously worked as Credit Officers in some of Australia's major banks. Melbourne Home Loans Financial offers a client referral program and provides services across Melbourne and Victoria.

What customers say

Based on genuine customer reviews

Melbourne clients consistently highlight Eric Antonio for the attention he gives to home loan and refinance matters, his name appearing across much of the feedback. More than one customer describes him as patient and readily contactable, noting that queries were answered without delay and the process explained plainly from the start. A detail many reviews return to is his ability to work through complex borrowing scenarios, handling them calmly and with a practical focus while pursuing an outcome that fitted the client.

A number of reviews mention the groundwork he does away from view, including arranging for paperwork to be signed at a bank shortly before Christmas. First home buyers and self-employed borrowers credit him with obtaining finance they had doubted possible, while a real estate agent who has drawn on his help for personal and client loans points to his dedication to securing the strongest available result.

Refinancing features frequently in the accounts, with reduced repayments and competitive offers described as the outcome. Beyond technical skill, clients portray dealings that felt supportive rather than purely transactional: approachable, professional and careful with detail, with progress communicated along the way. The recurring theme is a broker who turns a demanding process into something manageable, whether the task is an initial purchase, a refinance or finance arranged for a client.

Car finance and loan companyFinance brokerLoan agencyMortgage lender

Reviews

Reviews are taken from publicly available sources.

T
Tammy28 May 2026

I honestly thought I’d have to sell my property with all the rate rises it was to much to handle. Then I contacted Eric at Break Free home loans and he talked me through my options assisted me in finding the right product and lender for my situation and saves me literally 2k a month! His knowledge of loans and how to navigate the different products was second to none. He answered every question big or small and calmed me when I was nervous on this whole refinancing procedure. I am internally gratefull and have no hesitation in recommending Break free home loans. Thank you so much Eric you literally saved me from losing my house !

VK
Vahid Kamali14 May 2026

Great experience utilising Eric and his team with refinancing our mortgage. Highly recommended

BW
Brad Whitehouse8 April 2026

Eric was excellent in helping us with our home loan. I believe we would not been able to get a loan without his help!

KA
KAYNADID AHMED4 February 2026

I’ve known Eric for a while now and he’s always been my go-to person for anything home loan related. Eric is professional, reliable, and takes the time to explain everything clearly. He genuinely cares about getting the best outcome and makes the whole process much less stressful. I highly recommend Eric and the team at Break Free Home Loans Melbourne.

DH
danii heff9 January 2026

We had a really positive experience with Eric from Break Free Home Loans. Eric was friendly, easy to deal with, and explained everything clearly. He kept us updated throughout the process and made everything feel simple and stress-free. Eric was professional and always happy to answer our questions. We felt well supported and confident the whole way through. We would happily recommend Eric at Break Free Home Loans to anyone looking for a reliable mortgage broker.

GA
George Antoniou9 January 2026

I had an excellent experience working with Eric at Break Free Home Loans. He took the time to explain all my options clearly, was always available to answer questions, and genuinely cared about getting me the best possible outcome. The whole process was smooth and hassle-free thanks to his knowledge and communication. I would happily recommend Eric to anyone looking for a reliable and dedicated mortgage broker.

SK
sedat karabolat3 January 2026

I had an outstanding experience with Eric Antonio as my mortgage broker. His customer service was top-notch, and he was always prompt in answering all my questions. He was reliable, knowledgeable, and I Overall, he made the entire mortgage process smooth and stress-free.

Lenders & loan agencies in Melbourne compared

Ordered by rating, weighted by the number of reviews — businesses with only a handful of reviews do not jump to the top automatically. 10 businesses in this category in Melbourne are compared.

RankProviderRatingReviewsOpen Sat.
1Mortgage Broker Melbourne★ 5,0589Yes
2My Mortgage Freedom★ 5,0361No
3What If We Finance Mortgage Broker Melbourne★ 5,0322Yes
4Accession Finance: Mortgage Brokers Melbourne★ 5,0287Yes
5Mel Finance Mortgage Brokers Melbourne★ 5,0222Yes
7Melbourne Home Loans Financial (this page)★ 5,0103Yes
Contact
+611800300777melbournehomeloans.financial805/220 Collins St, Melbourne VIC 3000
Working hours
Monday07:00–21:30
Tuesday07:00–21:30
Wednesday07:00–21:30
Thursday07:00–21:30
Friday07:00–21:30
Saturday07:00–21:00
Sunday07:00–21:30