MJH Finance – Toowoomba Mortgage Brokers

MJH Finance was founded in 2013 by Michael Hubbard and is locally owned. Michael Hubbard is the Director and holds a Bachelor of Commerce and a Diploma of Finance and Mortgage Broking. He is an MFAA Member with over 20 years of experience in finance. The team has more than 40 years of combined experience. Stacie O'Dea is the Customer Service Coordinator with nearly two decades in the finance industry.

Rebekah Clayton is a Finance Broking Officer with close to 20 years' experience in the banking and finance sector and specialises in Home Lending, Commercial Finance, and Self-Managed Super Fund (SMSF) Lending. Dianne Igaran is Home Loan Support and holds a Degree in Business Administration majoring in Management Accounting and completed her Certificate IV in Finance and Mortgage Broking in 2021. Joan (Jo) Mendoza is Equipment Finance Support, joined MJH Finance in 2019, and holds a Degree in Business Administration majoring in Management Accounting and a Diploma in Mortgage and Finance Broking, specialising in equipment finance.

MJH Finance works across residential, commercial, and equipment lending and has access to over 100 lenders. Main services include home loans, business loans, equipment finance, and refinancing. MJH Finance supports community organisations including It’s A Bloke Thing, BreastScreen Toowoomba, Rangers Rugby, and Momentum Mental Health.

Toowoomba clients of MJH Finance repeatedly highlight the proactive, client-first approach taken by Michael and his team across residential lending, refinancing and broader business finance needs. Several reviewers describe the practice as vastly experienced and exceptionally knowledgeable about the finance sector, with one noting that guidance extended beyond a single transaction towards longer-term structuring goals. A recurring theme is communication: customers mention being kept informed throughout applications, receiving prompt follow-up and always having someone available to answer queries.

The team's responsiveness from first contact is a point that comes up often, as is the ease and clarity with which each stage of the process is explained. Reviewers also point to competitive rates and improved loan terms secured through refinancing, alongside careful attention to the details of each application. Long-standing clients returning for multiple transactions describe efficient, timely and supportive service, with problems anticipated before they arise. The professionalism and friendliness of Michael and his colleagues, particularly in helping families achieve property goals, feature prominently across accounts. Many customers state they would use the service again and pass on the recommendation to friends and family.