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Real Estate Home Loans

Real Estate Home Loans

4.9(122 reviews)See reviews ↓·Ballarat

About the company

Real Estate Home Loans is a lender and loan agency that has been helping people achieve their dream homes for over 25 years. The business is based in Ballarat and Melbourne. It has expert staff of mortgage brokers. Real Estate Home Loans joined forces with Empower Wealth.

What customers say

Based on genuine customer reviews

Real Estate Home Loans draws consistent praise from clients for the guidance provided through the home loan and property purchase process. Reviewers repeatedly single out Grant for his patience, clarity and willingness to explain complex lending information, including available grants, in terms that first-home buyers can readily understand. Paul Ballinger and Bernadette are also named, with clients describing Paul as responsive and proactive in finding suitable loan options, negotiating favourable rates with lenders and supporting buyers through lengthy or unusual circumstances.

A theme running through the feedback is the personal, unhurried approach: clients note that questions are welcomed, calls are returned promptly and face-to-face meetings are arranged when needed. The office team is described as friendly and welcoming, and the broader service extends to property investment and finance brokering. Buyers completing their first purchase in Ballarat and beyond note that the process felt smooth and well managed, with preferences advocated at each stage and reassurance offered during unfamiliar decisions. Several accounts highlight the willingness to persist until the right outcome is reached, whether the loan is straightforward or complicated, leaving clients feeling informed and supported throughout.

Finance brokerFinancial consultantMortgage lenderProperty investment companyReal estate consultantTax preparation service
Real Estate Home Loans — Customer photo

Reviews

Reviews are taken from publicly available sources.

PT
paul thomas (thommo 68)9 February 2026

Grant has been exceptional, have been able to contact him about even the smallest details and he replies with an answer quickly or makes time for a face to face meeting when it suits us. Could not be more helpful, knowledgeable, down to earth and patient.. I had lots of questions and he always made time to talk us through every aspect. Definitely cannot speak highly enough of him. . Thanks for the help and your friendly approachable nature.

LG
Laura Geddes23 January 2026

Grant was absolutely incredible in helping us purchase our first home. As first-home buyers we were completely out of our depth and he guided us through every step with so much patience, clarity and reassurance. Nothing ever felt rushed or transactional — he genuinely had our best interests at heart and always took the time to explain things in a way we could actually understand. We honestly would not have been able to do this without him and are so grateful to have had him in our corner. Could not recommend Grant highly enough to anyone looking for a knowledgeable, supportive and genuinely great broker!

GH
Gemma Howley21 December 2025

Paul has been so wonderful to deal with. Easy to communicate with, prompt and managed to get us exactly what we needed. Very easy going, no bullshit. Highly recommend!

JC
jenny collihole14 October 2025

Cannot recommend RHL enough!!! Paul was so good I felt completely at ease and he said no question is silly….. and I certainly asked a few. Thanks Paul for making my home purchase easy and smooth

NG
Nigel Gass16 June 2025

Paul and the team at REHL have been absolutely fantastic. We had a broker disappear on us and needed to find someone to get the job done, with Paul coming highly recommended and it's easy to see why! There was a lot of moving parts so not an easy one to get across the line but instead of throwing in the towel, he kept on persisting, exploring every avenue and calculation to find the get the job done for us. Highly recommend! Thanks again Paul and Team!

CW
Carson White21 May 2025

Paul not only provides an excellent service but more importantly negotiated a great home loan rate for us with the bank.Very happy to recommend him to anyone looking for a safe set of hands to handle their mortgage.

SE
Shaun Elliott20 May 2025

Grant and the REHL team helped us navigate purchasing our first home, making sure we felt supported and informed, and that our preferences were advocated for each step of the way.

Lenders & loan agencies in Ballarat compared

Ordered by rating, weighted by the number of reviews — businesses with only a handful of reviews do not jump to the top automatically. 5 businesses in this category in Ballarat are compared.

RankProviderRatingReviewsOpen Sat.
1Juno Lending & Finance★ 5,044No
2Ballarat Lending Centre★ 5,033No
3Yellowstone Lending★ 5,030No
4Real Estate Home Loans (this page)★ 4,9122No
5Mortgage Choice in Ballarat - Stephen Britton★ 4,7101No
Contact
+611300007345rehl.com.au41 Main Rd, Bakery Hill VIC 3350
Working hours
Monday09:00–18:00
Tuesday09:00–18:00
Wednesday09:00–18:00
Thursday09:00–18:00
Friday09:00–18:00
SaturdayClosed
SundayClosed