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Zodiac Finance

Zodiac Finance

5.0(87 reviews)See reviews ↓·Sydney

About the company

Zodiac Finance is a finance and commercial brokerage based in Sydney with 40 years of combined experience across private, personal and corporate lending within the Australian property market. The firm works with over 70 lenders and collaborates with more than 50 trusted partners. Its main services are home loans, business loans, asset finance, industry professionals and SMSF loans, with services provided across residential and commercial lending.

Zodiac Finance offers a 'Wealth Health Check' service that ensures clients' loans are optimised for future investments with scenario modelling. The team includes Nanci Xiao and Jenna Zhu as Directors, Mortgage Brokers and JPs of NSW; Eden Zhang as Director/Compliance & Operations Manager; Michael Kastropil as Principal Broker; Suzie Zhu as Credit Analyst; Merika Shrestha as Support Team Manager; Priyanka Adhikari and Neevasha Shrestha as Support Officers; and Saksham Shakya as Post Settlement Officer.

What customers say

Based on genuine customer reviews

Zodiac Finance receives consistently warm praise for the personal attention its brokers bring to home lending and vehicle finance. Working from Sydney, the team is repeatedly described as patient, approachable and genuinely invested in each client's situation. Nanci comes up often, noted for taking time to understand circumstances fully rather than applying a standard template and for explaining each stage without rushing.

Jenna and Suzie are also singled out, particularly for keeping borrowers informed throughout the process, responding quickly during time-sensitive periods and organising documents so that nothing is missed. Customers writing about their orders describe being guided through pre-approval, lender selection, property reports, contract signing and settlement, with the whole journey made to feel straightforward rather than overwhelming. First home buyers moving interstate and those purchasing a first property mention feeling supported and never alone.

Michael is named for vehicle financing, with reviewers highlighting his knowledge, patience in walking through options and diligence in following up details to source a suitable deal. A recurring theme is the effort put into matching clients with competitive rates and a smooth, fast settlement, handled with care and professionalism from the first conversation through to completion. The care and communication shown at every stage are what customers return to in their accounts.

Mortgage broker
Zodiac Finance — Customer photo

Reviews

Reviews are taken from publicly available sources.

JN
Jenna Nguyen21 July 2026

I was referred to Zodiac Finance through a friend, and I’m so glad I made the decision to reach out. Jenna and Suzie are truly the speediest team always ahead of the game, keeping everything organised and making sure you’re informed every step of the way. I can’t recommend them highly enough. Thanks ladies!!!!

NT
Nicola Toigo14 July 2026

Jen and Suzie from Zodiac finance have provided wonderful service from the beginning. From helping us weigh up our options for pre-approval, to matching us with the most suitable lender and being a point of advice when making offers, requesting property reports and signing contracts, they have assisted us with the whole process and made it as seamless as possible. Very responsive and quick with all parts of the process. I'd highly recommend the team at Zodiac for all your finance needs

MA
Matt and Caroline H11 June 2026

We had a great experience working with Zodiac Finance. Jenna and Nanci were very easy to deal with, responsive, and made the whole process straightforward from start to finish. They took the time to explain the available options clearly and helped find a finance solution that suited what I needed. The team was fast, efficient and professional throughout, which made the process much easier than expected. I would happily recommend Zodiac Finance to anyone looking for helpful and reliable financing.

XM
xiaoying mu24 March 2026

I had an excellent experience working with Michael and Nanci from the Zodiac team. They are incredibly customer-oriented and took the time to provide a finance solution that was perfectly tailored to our needs. I couldn’t have asked for more — their efficiency, competitive rates, and fast, smooth settlement process truly stood out. Everything was handled with great care and professionalism. Thank you so much, Zodiac team!

OL
Oscar Loh23 March 2026

I recently purchased my first home with very little prior knowledge, and I’m incredibly grateful to Jenna and Suzie for guiding me through the entire process. They were highly responsible, responsive, and always willing to go the extra mile. Even outside of working hours, they made themselves available to answer my questions and provide support, which gave me great confidence throughout the journey. They never let me down and consistently offered valuable guidance—often going beyond what would normally be expected—purely to support my personal growth and understanding. What stood out most was that their service extended beyond simply securing a loan. They generously shared their own insights and experiences—outside the scope of their formal responsibilities—to help me better understand what types of properties to consider and how to think about long-term value and growth. It genuinely felt like I was receiving guidance from trusted friends who had my best interests at heart. I would strongly recommend Zodiac Finance to anyone looking for professional, dedicated, and trustworthy mortgage services.

MS
Maria Sousa Raposeira23 March 2026

Jenna and suzie were amazing in keeping us on the loop about everything. They were very accommodating with all the questions we had and gave the best options for our home loan. Super happy with them.

DM
Danny Makrypodis12 March 2026

We had an amazing experience with Michael at Zodiac. From start to finish he provided us with expert guidance and discussed different options. His industry knowledge, clear communication and proactive approach made the entire process so easy and stress free! If you’re looking for a broker who genuinely cares and delivers exceptional results Michael’s the broker to go with! Highly recommend! We can’t thank you enough Michael!

Finance & commercial brokers in Sydney compared

Ordered by rating, weighted by the number of reviews — businesses with only a handful of reviews do not jump to the top automatically. 12 businesses in this category in Sydney are compared.

RankProviderRatingReviewsOpen Sat.
1Zodiac Finance (this page)★ 5,087No
2Finance in Sydney★ 5,020No
3Lending Connect - Finance Brokers★ 5,0314No
4Finance Warehouse★ 5,082Yes
5Talk To A Broker - Loans & Insurance For ABN Holders★ 5,0824No
Contact
+611300129901www.zodiacfinance.com.auUnit 302/99 York St, Sydney NSW 2000
Working hours
Monday09:00–18:00
Tuesday09:00–18:00
Wednesday09:00–18:00
Thursday09:00–18:00
Friday09:00–18:00
SaturdayClosed
SundayClosed