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Alta Finance

Alta Finance

5.0(39 reviews)See reviews ↓·Townsville

About the company

Alta Finance is a finance and commercial brokerage based in Townsville, Queensland. It operates as a non-bank affiliated loan expert and is not owned by a bank. The brokerage has access to over 90 banks and lenders. Its team includes Darren Frakes, Principal Broker & Loan Specialist, who has over 20 years of experience in finance, previously worked at Bank of Queensland, and is pursuing an MBA; Todd Carnes, Senior Mortgage Consultant, who has over three decades of banking expertise, is a proud FBAA member, and has assisted over 3,000 clients; and Danielle Frakes, Client Service Manager, who has over 30 years of experience in the health sector.

Alta Finance services Townsville and North Queensland. Main services include understanding clients' goals, providing loan options, lodging and settling loans, and ongoing support. Ongoing support and guidance are provided once a loan has settled.

What customers say

Based on genuine customer reviews

A smooth, well-explained journey from first enquiry to settlement is the strand that runs through feedback for this Townsville finance brokerage. Borrowers who refinanced an existing home, bought a first property or arranged business finance describe being kept updated even before lenders responded, and reviews regularly refer to that questions were answered promptly and without judgement. Darren is named often for professionalism, efficiency and patient explanations, while Todd is singled out for guiding first home buyers through unfamiliar territory and suggesting different ways of approaching their situation.

Danielle and team member Jett also appear for their support and helpfulness. A detail many reviews return to is how lending options and financial structuring were made understandable, with one result being a strong rate on a mortgage. Reliability, timely updates and genuine care run through the accounts, and clients describe the experience as far less stressful than anticipated and express readiness to return. Home loans, refinancing and business finance are handled with the same attentive approach, according to the feedback, with no single aspect attracting more praise than the consistent support provided from first contact through to settlement.

Finance brokerFinancial institutionLoan agency

Reviews

Reviews are taken from publicly available sources.

TM
tahlia maudsley4 August 2026

As first home buyers, the process felt a bit overwhelming at first, but Todd and Alta Finance made everything so much easier. Todd took the time to explain everything clearly, was always quick to respond, and answered all of our questions. He was friendly, easy to talk to, and made the whole experience much less stressful. We really appreciate all of Todd's help and would highly recommend Alta Finance to anyone looking to buy a home.

JG
Jane Gracie23 July 2026

Our experience using Alta Finance with Darren was a very positive experience overall in a stressful time. Darren was able to handle ALL of our enquiries within a timely manner and was only too happy to help us navigate what we needed to do. Darren gave us alternative suggestions and was more than happy to explain things more than once! We were very appreciative of Darren's attention to detail and his advice and knowledge was highly valued.

MM
Michael Montgomery2 June 2026

Todd was brilliant explained everything in detail in English suggested different ways of doing things extremely helpful extremely knowledgeable and his team was good as well jett. World recommend this team to anybody who needs help and doesn't know what they're doing well done guys.

LR
Losavati Ratucadra22 May 2026

We had an outstanding experience working with Todd, who helped us settle our home loan. From start to finish, Todd was professional, responsive, and genuinely committed to finding the best outcome for us. He took the time to clearly explain every step of the process, making what can often be a stressful experience feel smooth and straightforward. His attention to detail and proactive communication gave us complete confidence throughout, and we always felt like we were in capable hands. Todd went above and beyond to ensure everything was completed on time, and his expertise made a real difference in securing a great result. We truly appreciated his dedication, transparency, and friendly approach. We wouldn’t hesitate to recommend Todd to anyone looking for a reliable and knowledgeable home loan specialist. Thank you again for making our home buying journey such a positive one!

SD
Shae DAVEY21 May 2026

Darren was amazing from the start, presented us with options that best suited our needs explaining every proposal in depth and was on point with any changes that needed to be made. Very easy from start to finish would highly recommend for you future finance needs.

MR
mia RG15 May 2026

Todd made the whole process seamless, relaxed, and informative. He explained the product options in simple, clear terms, kept every commitment he made, and achieved exactly the outcome I was after. I would recommend Todd without hesitation.

MM
Matthew Maartensz14 May 2026

Highly recommend Alta Finance for your finance requirement. Darren was very easy to deal with, listens to your requirements and understands what you're looking for.

Finance & commercial brokers in Townsville compared

Ordered by rating, weighted by the number of reviews — businesses with only a handful of reviews do not jump to the top automatically. 6 businesses in this category in Townsville are compared.

RankProviderRatingReviewsOpen Sat.
1Premium Finance Group Australia★ 5,055No
2Alta Finance (this page)★ 5,039No
3Astute Townsville Central★ 5,031No
4Ausloans Finance Townsville★ 5,031Yes
5Sunrise Financial Brokers - Townsville★ 5,03No
Contact
Working hours
Monday09:00–16:00
Tuesday09:00–16:00
Wednesday09:00–16:00
Thursday09:00–16:00
Friday09:00–16:00
SaturdayClosed
SundayClosed