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CA LOANS

CA LOANS

5.0(137 reviews)See reviews ↓·Perth

About the company

CA Loans is a lenders and loan agency business in Perth, founded in April 2014 by Lu Shi. The legal entity is CLL Financial Services Pty Ltd. Lu Shi is Director and Senior Mortgage Broker and has been in the finance industry since February 2009. He Yang is a Senior Mortgage Broker and CPA, joined CA Loans in 2014, and is a member of the Mortgage and Finance Association of Australia.

Kathryn Xu is a Business Development Manager, graduated with a Bachelor degree in Accounting/Finance from Curtin University, and had 7 years of professional accounting experience before joining CA Loans in 2015. The team includes broker assistants Claire L and Stephanie Feng. CA Loans has access to over 1400 financial products. Lu Shi speaks fluent Mandarin. He Yang speaks Mandarin and English. Kathryn Xu speaks English and Chinese Mandarin.

What customers say

Based on genuine customer reviews

Reliability in securing finance for home purchases, refinancing and business needs runs through the accounts left for this South Perth brokerage. Lu, frequently working alongside Stephanie, is named repeatedly for her depth of experience in mortgage broking and her strong knowledge of how banks assess applications, which several reviewers describe as giving them confidence during what could otherwise have been an anxious process. Complex cases involving overseas assets and extensive documentation were handled with professionalism, and one loan approval came through within a single day.

Clear explanations at every stage, responsiveness to questions and patient guidance are mentioned often, as is the willingness to compare different loan options and pursue the most suitable solution. Reviewers describe saving money through that process and note that settlements were managed without stress. The willingness to take on applications other brokers had declined is also highlighted, with customers stating that approval and settlement followed. Many mention recommending the team to friends and family. Assistance extended to a friend facing difficulties with an existing home loan, resolved through a successful approval, reflects the personal involvement clients associate with the service, extending from initial assessment through to completed refinancing.

Reviews

Reviews are taken from publicly available sources.

R
Ruru30 July 2026

We couldn’t have asked for a better mortgage broker than Lu and her team. Our case was far from straightforward, with overseas assets and a complex financial situation that required extensive documentation and communication with the bank. Lu handled everything with incredible professionalism, experience and confidence. She knew exactly what was needed at every stage and made what seemed like a very complicated process feel remarkably smooth. What impressed us most was her speed and reliability. Every commitment she made was delivered exactly as promised, and both Lu and her team were always quick to respond whenever we had questions. Thanks to the thorough work they did from the very beginning, our loan was approved much faster than we expected, allowing us to move forward with our home purchase and settlement without any stress or delays. If you’re looking for a mortgage broker who is knowledgeable, efficient, experienced with complex cases, and genuinely cares about getting the best outcome for her clients, I can’t recommend Lu and her team highly enough.

SX
Shigang Xing6 July 2026

I had a great experience with CA Loans. Matt was very professional, responsible and always happy to answer my questions. The whole process was smooth, communication was excellent, and I always felt well informed. I highly recommend CA Loans to anyone looking for a reliable mortgage broker.

DC
DEB CHENG5 July 2026

Thank you, Lu C and her team , for your professional advice and for choosing the best solution for us. You helped us overcome so many challenges and successfully secured our home loan. Highly recommended!

A
Amber22 June 2026

I can’t thank my broker enough for the amazing support throughout my loan process. What really impressed me was how quickly and efficiently everything was handled — my loan was approved within 24 hours, which was beyond my expectations. The whole process was smooth and stress-free. They took the time to understand my situation, compared different options, and helped me choose the best solution while saving me money. They were always responsive, explained things clearly, and made the whole experience much easier

孙
孙颖16 June 2026

We were fortunate to work with Ms Lu and her professional team throughout our home purchase, original home loan and subsequent refinancing. Ms Lu is thoughtful and detail‑oriented. Her team consistently puts in every effort to secure the best financial deal for us. Whenever we had questions, she patiently explained everything in simple terms. We feel truly grateful to have crossed paths with them and greatly appreciate all their support along the way.

KJ
Kim Jack Liew21 May 2026

Lu and Stephanie have been amazing from the initial assessment right through to the finalisation of our loan application. Lu's experience in the morgage brokerage industry and strong knowledge in dealing with banks gave us a lot of confidence throughout the process, and our application was successfully approved smoothly and efficiently. Both Lu and Stephanie were always responsive, professional and very supportive to deal with. We truly appreciated how smoothly the team at CA Loans handled everything during what can otherwise be a stressful time. Highly recommend.

MH
M HY20 May 2026

Have used CA Loan 2–3 times now for my home and business needs. Lu is by far the most reliable finance broker you could ever find, and I’m so glad I chose to work with her. I’ve also recommended Lu to a friend who was having issues with their home loan, and she was able to help them secure approval with ease. I would definitely recommend Lu and the team to anyone looking for professional, reliable, and supportive finance services!

Lenders & loan agencies in Perth compared

Ordered by rating, weighted by the number of reviews — businesses with only a handful of reviews do not jump to the top automatically. 10 businesses in this category in Perth are compared.

RankProviderRatingReviewsOpen Sat.
1Elite Finance Australia - Home Loans★ 5,0202Yes
2Base Home Loans★ 5,0153Yes
3CA LOANS (this page)★ 5,0137No
4National Home Finance★ 5,095No
5Luxe Finance Group★ 5,070Yes
Contact
+61893199979www.caloans.com.au14/83 Mill Point Rd, South Perth WA 6151