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Elite Finance Australia - Home Loans

Elite Finance Australia - Home Loans

5.0(202 reviews)See reviews ↓·Perth

About the company

Elite Finance Australia is a mortgage broker operating in Perth. The business has access to multiple lenders and handles paperwork from application to settlement. The team includes Matt Posselt and Kim Neele.

Elite Finance Australia provides home loan services for first home buyers, renovators, refinancers, and investors.

What customers say

Based on genuine customer reviews

Osborne Park borrowers describe home purchases, refinancing and investment property loans handled with care from first enquiry through to settlement. Matt is named most often in accounts, credited with remaining in touch across lengthy periods, including one client whose refinance was shelved for years before returning to complete it. Div, Kim Neele, Paula, Chris and Aggie also appear regularly, praised for walking clients through each stage with patience and clarity. A recurring theme is communication: customers note prompt replies to questions, regular progress updates and proactive check-ins as decisions approached.

Reviewers consistently point to the breadth of knowledge shown about lenders and loan structures, and to solutions shaped around their individual circumstances rather than a standard offering. First home buyers credit the team with making a complicated process straightforward, while investors value the advocacy and commitment shown on their behalf. The professionalism of the whole group is mentioned frequently, and repeat business is common, with clients returning for second and third properties and finding the same approach. Friendly service and confidence in every decision round out the picture, alongside smooth coordination between application and settlement, which customers say removed much of the usual strain.

BankCar finance and loan companyFinance brokerInvestment bankProperty investment company
Elite Finance Australia - Home Loans — Customer photo
Elite Finance Australia - Home Loans — Customer photo

Reviews

Reviews are taken from publicly available sources.

PJ
Prasoon Jose2 August 2026

We had an exceptional experience working with Divyang Patel and the team at Elite Finance. From our initial pre-approval all the way to settlement, Div was professional, knowledgeable, and incredibly supportive. He guided us through every step of the process, making what can often be a stressful journey feel smooth and straightforward. His communication was excellent, and he was always available to answer our questions or provide clarity whenever needed. We truly felt like we were in safe hands throughout our home-buying journey. We highly recommend Div and Elite Finance to anyone seeking expert financial advice and a seamless mortgage experience.

AG
Ash G23 July 2026

⭐⭐⭐⭐⭐ I had an outstanding experience with Matt and Paula at Elite Finance while arranging my home loan. From the very beginning, they were friendly, professional, and incredibly knowledgeable. They made the entire process easy to understand, kept me updated every step of the way, and were always happy to answer my questions Their communication was excellent, and they worked hard to find the best home loan to suit my needs. What could have been a stressful experience was made simple and straightforward thanks to their guidance and support I couldn’t be happier with the service I received and highly recommend Matt, Paula, and the team at Elite Finance to anyone looking for a home loan. Thank you both for making the whole experience so smooth and enjoyable!

BT
Brody Tombides15 June 2026

This is the second time we have used Elite Finance Australia to purchase a residential property, and once again the experience was outstanding. Matt, Chris and Aggie were fantastic to deal with throughout the entire process. Their communication was excellent, they were always available to answer questions, and they guided us through every step with professionalism and care. Purchasing a property can be stressful, but the team made the process seamless and as stress-free as possible. We highly recommend Elite Finance Australia and look forward to working with them again in the future.

KM
Kelvin Mahuka7 June 2026

We worked with Matt from late last year on a strategy for our investment build, and the team at Elite Finance were fantastic throughout the entire process. They were dedicated, communicated well, and ultimately helped us achieve the outcome we were aiming for. A special mention to Div, who was always available to take our calls, incredibly knowledgeable about lenders and different finance options, and a great advocate for us throughout the process. We felt 100% supported and well informed throughout the process. Highly recommend Matt, Div and the Elite Finance team.

HM
Harry Mbole5 June 2026

We cannot recommend Div and the team at Elite Finance highly enough, they surpuse the five star. They helped us secure our first home when the process felt overwhelming, and more recently they assisted us in purchasing an investment property that we honestly thought would be impossible to achieve. Div was professional, knowledgeable, and incredibly supportive throughout both journeys. He took the time to explain our options, kept us informed every step of the way, and worked tirelessly to find the best solution for our circumstances. What stood out most was his commitment to helping us achieve our goals, even when we doubted it could happen. Thanks to Div and Elite Finance, we are now homeowners and property investors. If you're looking for a finance broker who genuinely cares about his clients and delivers outstanding results, we highly recommend Div and the team at Elite Finance.

RF
Ryan Forsyth3 May 2026

Highly recommend Elite Finance. We were first time homebuyers and the team guided us through everything and made the whole process seamless. We dealt directly with Matt and Paula who were both fantastic, they answered any questions we had and checked in regularly with us. Would 100% use their service again.

TS
Tracey Smith28 April 2026

I have been supported by Matt, a local person, and his staff since 2023 when I almost got my application for a re-finance over the line. Sadly I had to put everything on hold. Since then Matt has stayed in touch gently supporting from afar. I chose to go back to Matt because of my first impressions with him in my initial dealings with him. It is now 2026 and I can gratefully and genuinely shout it out that Matt and his amazing Client Services Manager Rachel have got me over the line which seemed, to me, like a marathon but with their expertise it was just a matter of gently reassuring me as I walked over the finish line. Rachel has been so professional with her knowledge and experience but ever so caring, understanding and cheerful. Thank you Matt and Rachel my quality of life has improved because of you.

Lenders & loan agencies in Perth compared

Ordered by rating, weighted by the number of reviews — businesses with only a handful of reviews do not jump to the top automatically. 10 businesses in this category in Perth are compared.

RankProviderRatingReviewsOpen Sat.
1Elite Finance Australia - Home Loans (this page)★ 5,0202Yes
2Base Home Loans★ 5,0153Yes
3CA LOANS★ 5,0137No
4National Home Finance★ 5,095No
5Luxe Finance Group★ 5,070Yes
Contact
+61481984268www.elitefa.com.au179 Main St, Osborne Park WA 6017
Working hours
Monday00:00–24:00
Tuesday00:00–24:00
Wednesday00:00–24:00
Thursday00:00–24:00
Friday00:00–24:00
Saturday00:00–24:00
Sunday00:00–24:00