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My Finance Solutions

My Finance Solutions

4.3(23 reviews)See reviews ↓·Shepparton

About the company

My Finance Solutions is a finance and commercial brokerage established in July 2015 by Tom Langford. Tom Langford has over a decade of expertise in finance and another decade in senior commercial management. The team assists self-employed families and working couples seeking mortgage finance. The support team includes legal, data entry, direct lender and banking experts, accounting and property advisors. Tom Langford holds a Degree in Tourism Events Management, a Diploma in Finance and Mortgage Broking, and has Project Management Experience.

The company works with over 60 lenders. The company offers a fast initial free consultation to qualify clients. The company assists with the entire finance process from start to finish. The company coordinates with real estate agents and solicitors. The company is an accredited expert in personal and business finance. Services include home loans, refinancing, business and commercial loans, investment property loans, and car and asset finance.

What customers say

Based on genuine customer reviews

Shepparton clients of My Finance Solutions describe a consistently positive experience centred on the work of Tom, whose name recurs throughout the feedback. Several customers highlight his professionalism and the depth of his knowledge, noting that he takes the time to explain each stage of the lending process clearly and patiently. A point that comes up often is the speed of his responses, with borrowers remarking that questions and messages are answered promptly and that they are kept informed from application through to settlement.

Reviews time and again mention his willingness to go beyond the usual scope of a mortgage broker, working through complications that arose during refinancing and investment loan applications to secure an outcome within the required timeframe. The mortgages, refinances and investment loans handled by the practice are described as straightforward and well managed, with competitive pricing and personalised attention to individual financial circumstances. Clients who have returned for repeat transactions, including for family members, speak of a dependable and approachable service, and the ease of the overall process is a theme that runs through the accounts. Tom's persistence in pursuing the most suitable deal for each borrower is frequently acknowledged.

Service establishmentMortgage broker
My Finance Solutions — Customer photo

Reviews

Reviews are taken from publicly available sources.

JG
jenny green13 July 2026

Have used this service 3 times now for my family members and myself highly recommend

LO
Limelight online12 June 2026

We engaged Tom as the broker for commercial lease finance on the back of a previous personal lending experience that, while unremarkable, gave us no reason for concern. As an established business with a clear financial strategy, we came to him with a straightforward brief and specific instructions. What followed was a costly lesson in what happens when a broker either doesn't listen, doesn't understand, or simply doesn't care. We were locked into two high-interest commercial loans on five-year terms. This alone would have been disappointing — but what made it wholly unacceptable was that we had explicitly communicated our intention to extinguish those loans using the proceeds from the liquidation of an investment asset. This was not a vague or passing comment. He was fully across our position — we were simultaneously refinancing our home loan with him at the time, and the asset liquidation and debt reduction strategy was central to those discussions. He knew exactly what we were planning and when. When the settlement was completed and we moved to pay out the commercial loans as intended, we were met with the reality of being locked into five-year terms with no viable exit. The result was thousands of dollars in unnecessary interest expense — money that should never have been spent, on loans that should never have been structured that way, against the explicit instructions of the client. When we raised it, he claimed no knowledge of our intentions. Given the extent of our dealings and the direct conversations we had, that position was not credible then and remains not credible now. We received no acknowledgement, no accountability, and no attempt at resolution. We have since consolidated all finance with a new broker whose advice is transparent, strategic, and actually aligned with our goals. The difference has been significant. We would not recommend this broker to any business seeking professional, attentive, or trustworthy financial advice.

BN
Brian Neilsen9 October 2025

Tom was very professional always kept me informed and the process was so easy would highly recommend this service

AF
anthony fullarton9 September 2025

Tom provides competitive pricing and personalised management of your financial needs. Great to deal with and always responds in a timely manner.

DH
Diocelyn Hunter6 August 2025

Thank you Tom really appreciate your help to get a home and investment property

MR
Max Roman30 July 2025

Out standing service with Tom went out of his way to help us find a loan .excellent communication, excellent service .highly recommend. Liana & Michael.

TS
Toni Serra17 June 2025

Tom, was very professional and provided support and assistance when ever I needed, it. He always replied to my messages promptly and answered my questions, he went above and beyond to deliver the best result for me. Toni S

Finance & commercial brokers in Shepparton compared

Ordered by rating, weighted by the number of reviews — businesses with only a handful of reviews do not jump to the top automatically. 4 businesses in this category in Shepparton are compared.

RankProviderRatingReviewsOpen Sat.
1Aussie Home Loans Shepparton★ 4,945No
2Commrural Lending Services★ 5,05No
3Vehicle & Equipment Finance★ 4,25No
4My Finance Solutions (this page)★ 4,323No
Contact
Working hours
Monday09:00–17:00
Tuesday09:00–17:00
Wednesday09:00–17:00
Thursday09:00–17:00
Friday09:00–17:00
SaturdayClosed
SundayClosed