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ResiCorp Finance

5.0(32 reviews)See reviews ↓·Ballarat

About the company

ResiCorp Finance is a 100% family-owned non-franchised business based in Ballarat. The firm specialises in lending solutions and serves first homeowners, investors, families and businesses. Nicholas Locke is Director and has worked over 24 years in the financial services industry, 15 of them as an accredited Financial Planner.

He has worked with CBA, AMP, IOOF and Australian Unity. Zeta Locke is co-director and has worked in the financial services industry for over 10 years. ResiCorp Finance has joint ventures with accountants, solicitors, general insurance brokers, financial planners and real estate agents. The business operates in Melbourne, Ballarat and Geelong.

What customers say

Based on genuine customer reviews

Car finance, insurance broking and residential lending are the services that customers of ResiCorp Finance in Ballarat most often comment on. The praise that recurs across reviews centres on Zeta Locke, whose name appears in nearly every account. Reviewers often mention her professionalism, knowledge and patience, describing how she answered every question, explained technical details and kept clients informed throughout the loan process. Customers writing about their orders describe her persistence in finding a lender suited to difficult circumstances, including one whose travel business had been affected by the pandemic and whose partner received a pension.

First home buyers, investors and those consolidating debt all report that paperwork was managed online, with approvals progressing quickly and updates provided at each stage. A point made in several accounts is the reassurance Zeta offered during what customers describe as an otherwise stressful experience, with one noting her support after eye surgery made remote completion possible. Nick also receives thanks for his advice. Clients highlight clear communication before and after settlement, punctuality, and a willingness to explain loan details in person or online. The recurring theme is a smooth, well-managed process guided by an approachable and invested broker.

Car finance and loan companyInsurance broker

Reviews

Reviews are taken from publicly available sources.

JC
Joan Crabtree4 March 2026

From the start of my experience of buying a property in Ballarat, Zeta showed herself as a very experienced and competent finance broker along my pathway. She has been so punctual, supportive and fantastic to liase with, explaining any details and technical issues that I had concerns about. Just prior to my interest in my chosen property, I had undergone eye surgery. So given that I was able to pretty well complete all the paperwork on my phone, demonstrates how quickly Zeta responded to any concerns, always on the ball to help complete the settlement. A big thankyou Zeta for all your guidance and effort in such a seamless journey for me. I will certainly recommend friends and associates to Zeta's services in buying property.

JW
James Warke25 February 2026

Zeta came highly-recommended to us when we were seeking a mortgage broker and we couldn't have had a better experience. From our first meeting, Zeta was genuinely invested in finding the best solution for our needs and clearly communicated with us at every step of the process. Her responsiveness to our questions and willingness to help us understand the finer details of our selected loan made what would have otherwise been a stressful experience a smooth and straightforward one. If you're looking for a mortgage broker with expert knowledge who wants the best outcome for you and will support you throughout the entire process, look no further than Zeta!

TK
Trevor Knight16 February 2026

Zeta was very thorough and worked very closely with me to get my home loan over the line when others said it couldn't be done. Highly recommended, great communication & correspondence.

DA
Daniel Althaus19 January 2026

Zeta was such a pleasure to work with. She held our hands through the whole process of buying our new home and gave advice where we needed it. Couldn't recommend her highly enough.

LW
Luke Wirges12 November 2025

We worked with Zeta to purchase our first home and she was fantastic. Was able to provide contacts for all the additional services we required and was able to answer all of the questions we had. Would highly recommend choosing them when looking for a broker.

OE
Owen Ellerton29 September 2025

We brought a property in Ballarat and Zeta was helpful and patient. We had lots of questions and wanted the best rate. Zeta helped us obtain a rate with a lender we didn’t think about and advised us on variable vs fixed. Zeta had an emergency overseas and still corresponded with us but James her partner was here incase we needed anything. We would not hesitate to use Zeta again in the future as the process was easy and she genuinely cares about you purchasing a home.

ML
Maria Loriente30 August 2025

We cannot express our gratitude for the exceptional level of service received from Zeta Locke! Every question we had was answered, every ‘panicked client melt down’ (there were one or two caused by our former lender) was met with calm reassurance. Zeta your care for your clients, work practice and willingness to go above and beyond is extraordinary, thank you. We will certainly be recommending your services.

Finance & commercial brokers in Ballarat compared

Ordered by rating, weighted by the number of reviews — businesses with only a handful of reviews do not jump to the top automatically. 5 businesses in this category in Ballarat are compared.

RankProviderRatingReviewsOpen Sat.
1ResiCorp Finance (this page)★ 5,032Yes
2Vehicle & Equipment Finance★ 5,07No
3Calm Finance Co.★ 5,08No
4Doveton Finance★ 5,02No
5Trident Commercial Finance★ 5,019No
Contact
+61402288987www.resicorpfinance.com.auFlecknoe Building, 124 Albert St, Ballarat Central VIC 3350
Working hours
Monday09:00–17:00, 19:00–21:00
Tuesday09:00–17:00, 19:00–21:00
Wednesday09:00–17:00, 19:00–21:00
Thursday09:00–17:00, 19:00–21:00
Friday09:00–17:00, 19:00–21:00
Saturday10:00–16:00
Sunday10:00–16:00