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Simple Finance Solutions

Simple Finance Solutions

5.0(40 reviews)See reviews ↓·Darwin

About the company

Simple Finance Solutions is a mortgage broking and lending business based in Darwin, Northern Territory, Australia. Kenwood Lay is the director and a qualified and certified finance broker. The business offers a professional and totally independent mortgage broking service. It provides mortgage broking services including support for first home buyers, investment loans, commercial loans, standard variable and fixed rate loans, and honeymoon loans.

What customers say

Based on genuine customer reviews

Simple Finance Solutions has built a reputation across Darwin for the guidance its brokers provide through the home lending journey. Kenny and Shellie are the names that surface most, with clients crediting them for explaining each stage clearly and keeping communication flowing from first enquiry through to settlement. An aspect raised across a number of reviews is how swiftly outcomes are reached, including finance arranged under tight timeframes with no need for borrowers to follow up on progress.

Many reviewers describe their circumstances as complicated, whether first home purchases or earlier attempts to enter the market that had fallen short, and note that Kenny and Shellie worked through alternatives and unexpected obstacles rather than allowing matters to stall. Patience with buyers who are new to the property market features regularly, along with guidance on rights and responsibilities during the process. Customers also speak warmly of the professional yet genuinely supportive manner of the team and their depth of knowledge in banking and mortgage advice. For these clients the outcome was moving into a new home or securing finance when other avenues had closed, and a recurring theme is the intention to return for future needs.

Simple Finance Solutions — Customer photo
Simple Finance Solutions — Customer photo

Reviews

Reviews are taken from publicly available sources.

L
Livvy11 July 2026

I would highly recommend Kenny and his team. I went in not knowing much about the property market and they were nothing but clear, concise, non-bias, supportive and passionate about assisting me. Really pleased with the results and would use their services again and again.

E
Emmanuelle22 April 2026

Excellent service. Excellent team. Excellent results. I HIGHLY recommend Kenny and his team. If you are looking for a reliable, knowledgeable & experienced broker, contact Kenny/Simple Finance Solutions!

KD
Keeden Dobozy31 March 2026

Kenny has looked after us throughout the entire process and I could not give a higher recommendation for a broker. Kenny’s dedication to his clients is unparalleled. He made himself available to us on short notice on multiple occasions and even secured our loan when he was travelling. We went from not knowing anything about buying a property to feeling confident entering the market after spending an hour with Kenny. His knowledge of the process of buying property is extensive. Any questions we had he was able to answer. Kenny made the whole process easier. I have heard that buying a property can be stressful. However, with Kenny on our side the process moved very smoothly.

MV
Maggie Villa5 December 2025

I cannot praise, thank and recommend Simple Finance Solutions, and Kenwood highly enough. After being knocked back a few times a couple of years ago purely based on my age, I thought I would never own my own home again. Kenwood knows and understands the mortgage industry better than most finance institutions and other mortgage brokers. He gave accurate information and options to consider. A few months later I'm writing this review from the comfort of my own home, knowing I'm not overstretched financially. I'm older, a little wiser and better informed thanks to Kenwood. Simple Finance Solutions is 'simply the best'. 10/10

JK
John K31 October 2025

We bought our first home with Kenny’s help! We would definitely recommend him to others. Kenny was helpful and patient with answering our questions and guiding us through a process we were unfamiliar with, and he went the extra mile to make us comfortable. He is obviously very experienced as a decorated mortgage broker, and was able to work efficiently under time pressure and secure our loan without us having to chase anything. His correspondence over text and email was always clear and timely, and we were never left hanging with any questions. We would definitely go to Kenny again!

HL
Hup Lye23 October 2025

At first, I thought it was too late to meet with Kenny, but I quickly realised how incredible he is—not just for his expertise, but for so much more. From the beginning of my financial consultation and throughout the land purchasing and construction process, I have had complete faith in him. He truly deserves my highest praise, as he provides peace of mind and consistently presents me with the best options, allowing me to make informed decisions. Kenny, you are the best broker I have ever met!

ST
Scott Thompson10 October 2025

Having not used a mortgage broker before this was an experience I won’t forget. My situation was some quite complicated and yet both Kenny and Shellie put all their knowledge and experience together and saw me through the complete process, getting me over the line. I can’t possibly thank them both enough, they were genuinely passionate about their profession and genuinely happy to see me succeed. I would highly recommend this firm and I will be referring all my children, family and friends should they ever need these services. 10/10. Thank you again Simple Finance Solutions.

Mortgage brokers in Darwin compared

Ordered by rating, weighted by the number of reviews — businesses with only a handful of reviews do not jump to the top automatically. 8 businesses in this category in Darwin are compared.

RankProviderRatingReviewsOpen Sat.
1WealthMax Home Loans★ 5,0238No
2Simple Finance Solutions (this page)★ 5,040No
3Aspire Financing★ 5,033Yes
4Stella Home Loans - Luke Shackcloth★ 5,020Yes
5Darwin Home Loans★ 5,014No
Contact
+61461320890www.simplefinancesolutions.com.auShop 2/1 Fannie Bay Pl, Fannie Bay NT 0820
Working hours
Monday09:30–17:00
Tuesday09:30–17:00
Wednesday09:30–17:00
Thursday09:30–17:00
Friday09:30–17:00
SaturdayClosed
SundayClosed