Find Mortgage Broker AUAdd your business
← Back to Ballarat
V&

Vehicle & Equipment Finance

5.0(7 reviews)See reviews ↓·Ballarat

About the company

Vehicle & Equipment Finance is a finance and commercial brokerage formed in Shepparton, Victoria, in 2002. It has operated for over 20 years and maintains branches in Melbourne and Ballarat alongside its Shepparton head office. The company acts as a service provider for independent finance brokers in Geelong, Albury and Warrnambool. It is a member of the Commercial Asset Finance Brokers Association of Australia Limited (CAFBA) and an accredited member of COG Aggregation, a partnership providing access to over 40 asset finance lenders.

Its Corporate Credit Representative number is #504015, and it is authorised under Australian Credit Licensee (ACL) #444332. The company provides finance for motor vehicles, farm machinery and equipment, earthmoving equipment, trucks, trailers and buses, engineering and manufacturing equipment, construction equipment, aircraft, and watercraft. Its service area includes Victoria, South Australia, and New South Wales. The company's Finance Consultants travelled just over 126,000km last year.

What customers say

Based on genuine customer reviews

Vehicle and equipment finance in Ballarat is handled by this brokerage, and the reviews concentrate on the personal service of Luke, who is named repeatedly as the person customers deal with. Loan needs for cars and business equipment recur as the main type of work, with one customer describing the purchase of a Mercedes van and the broker managing the dealership side of the finance as well. Several reviews highlight how straightforward the process is made, including visits to a client's business premises to talk through options and sign paperwork on site.

Efficiency is a theme that comes up often, alongside communication that continues from the first enquiry through to settlement. Reviewers describe Luke as professional and easy to deal with, with a manner that keeps clients informed and reassured at each stage. Repeat business is mentioned by customers who have returned for further lending, and the ability to get the job done without fuss is a common thread. The personal approach, rather than going directly to a bank or dealership, is what customers single out as the reason they keep coming back for equipment and vehicle funding.

Reviews

Reviews are taken from publicly available sources.

AS
Anita Smith11 September 2025

Luke is the ultimate professional, we have used him numerous times for equipment finance. He is very efficient, and comes to our business to discuss finance options and get paperwork signed! He is a “get the job done” person and makes financing easy! Highly recommend

AE
Allison Everett10 September 2025
MC
Matthew Callahan19 August 2025
BW
Ben Willian14 December 2024

Luke was fantastic, great communication from start to finish! Great bloke

JG
James Gow3 July 2024

Luke was a pleasure to deal with, highly recommend!

KE
Kylee Ellerton1 August 2023

Need a new car or equipment for an office or business then go no further then Luke. Why go to the banks or car yard for loan? You will not get a better deal or the personal service you get from Luke. He stayed connected with us throughout the process and nothing was any trouble for him . We have purchased a Mercedes van for work with him and he dealt with the car dealership for the finance and made the whole procedure a dream. We also just purchased a Tesla and the purchase was made difficult due to not dealing with the one person for the sale. Luke contacted them and helped us secure the finance which Telsa needed 48 hours after notifying us that the car was ready. He was just excited as we were and followed up after collection to make sure all went well. We highly recommend Luke his professional and cares about his clients .

AB
Alex B24 May 2017

Very helpful Great to deal with

Finance & commercial brokers in Ballarat compared

Ordered by rating, weighted by the number of reviews — businesses with only a handful of reviews do not jump to the top automatically. 5 businesses in this category in Ballarat are compared.

RankProviderRatingReviewsOpen Sat.
1Vehicle & Equipment Finance (this page)★ 5,07No
2Calm Finance Co.★ 5,08No
3Doveton Finance★ 5,02No
4Trident Commercial Finance★ 5,019No
5ResiCorp Finance★ 5,032Yes
Contact
+61432449533www.vefinance.com.au2 Webster St, Ballarat Central VIC 3350
Working hours
Monday08:30–17:30
Tuesday08:30–17:30
Wednesday08:30–17:30
Thursday08:30–17:30
Friday08:30–17:30
SaturdayClosed
SundayClosed