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Aussie Finance and Home Loans Melbourne

5.0(102 reviews)See reviews ↓·Melbourne

About the company

Aussie Finance and Home Loans operates as a mortgage brokerage with over 40 years of combined experience in the mortgage industry. Sunny Hamal is the director and principal mortgage broker at the Melbourne branch, and was nominated as a state finalist for the New Mortgage Broker of the Year 2024 and the Young Professional Award 2024. Bishnu Hamal is the CEO and Principal Finance Broker.

The company's mortgage brokers are bound by the best interests duty (BID). The company has access to competitive rates from over 28 major banks and lenders. The company has offices in Sydney, Melbourne, Brisbane, Adelaide, Canberra, Tasmania, and Perth. Services include business/vehicle loans, first home buyer assistance, house & land packages, property investment, refinance, and self-managed super funds.

What customers say

Based on genuine customer reviews

In Glenroy and the wider Melbourne area, this finance broker draws consistent praise for the guidance provided by Sunny Hamal, whose name features across the feedback. Home loans, first home purchases and refinancing are the main types of work described, and something that features in review after review is the clarity with which each stage of the mortgage process is explained.

Customers in several reviews describe being walked through paperwork, options and documentation in a way that left them feeling confident and informed, including those approaching the process for the first time. Reliability and punctuality are recurring themes, with borrowers noting that questions were answered quickly and that phone calls were followed up with detailed written summaries. Reviews regularly refer to the effort made to arrange a loan that fitted individual circumstances and was competitively priced, alongside the arrangement of a conveyancer to keep settlement moving smoothly.

Friendliness, patience and transparent communication before and after the application are praised, and the overall sense is of a stress-free experience from the initial conversation through to settlement. The consistent thread is the personal support provided across first home purchases, refinancing and the negotiation of property prices, particularly for buyers new to the market.

Finance broker

Reviews

Reviews are taken from publicly available sources.

SA
Shankar Aryal30 June 2026

Outstanding Service from Sunny at AFHL. I had an excellent experience working with Sunny from AFHL. Sunny was professional, knowledgeable, and incredibly supportive throughout the entire process. He was always available to answer my questions, kept me informed every step of the way, and made everything smooth and stress-free. His dedication and attention to detail gave me confidence from start to finish. I highly recommend Sunny and AFHL to anyone looking for a reliable and trustworthy mortgage broker.

SL
Sneha Lama15 April 2026

Excellent Service and Smooth Experience . I had a very good experience working with Sunny Hamal. He was professional, friendly, and explained everything in a clear and simple way. Throughout the process, he was responsive and kept me updated, which made things much easier and less stressful. I really appreciated his support and guidance, and I would happily recommend him to anyone looking for a reliable mortgage broker.

BP
Badri Pandit26 March 2026

Had a great experience with Sunny as my home loan broker. He was professional, knowledgeable, and clearly explained all my options, making the process smooth and stress-free. Sunny kept me informed throughout and went above and beyond to secure a competitive loan that suited my needs. Highly recommend him for anyone looking for a reliable and trustworthy broker!

DN
Dalia Necola1 March 2026

I had an amazing experience working with Sunny while buying my home. From the very beginning, he carefully went through all my paperwork and honestly told me whether everything would work or not before I even applied for the home loan. He was with me every step of the way, always keeping me informed and explaining exactly what was happening throughout the whole process. His guidance gave me so much confidence and peace of mind during what can be a very stressful time. Sunny is professional, knowledgeable, and truly cares about his clients. I highly recommend him to anyone looking to buy a home!

AG
aalokdev giri13 February 2026

We had an amazing experience working with Sunny as our mortgage broker. From start to finish, he made the entire home buying process feel so much easier and less overwhelming. He was always approachable, patient, and happy to answer every question we had, no matter how small. Sunny explained everything clearly, kept us updated throughout the process, and worked hard to find the best option for our situation. His professionalism and genuine care really stood out. If you are looking for someone reliable, knowledgeable, and supportive during your home buying journey, I highly recommend Sunny. He truly made a stressful process smooth and manageable for us.

SM
Suman Maharjan12 February 2026

Responsive and professional . We had a great experience with our home loan agent. They were responsive, professional, and very friendly throughout the entire process. We really appreciated the timely updates and the clear guidance in understanding all the documentation and signing process. They also helped arrange a reliable conveyancer service, which made everything smooth and stress-free. Highly recommended!

G
Gobinda10 January 2026

Highly recommend . Sunny Hamal from Aussie Finance & Home Loan provided excellent service throughout our loan process. He was professional, knowledgeable, and very responsive. Everything was explained clearly, and the process was smooth from start to settlement. Highly recommended.

Mortgage brokers in Melbourne compared

Ordered by rating, weighted by the number of reviews — businesses with only a handful of reviews do not jump to the top automatically. 12 businesses in this category in Melbourne are compared.

RankProviderRatingReviewsOpen Sat.
1Finspo – Mortgage Broker★ 5,0493Yes
2Loan Market Port Melbourne★ 5,0463No
3Top One Finance★ 5,0330No
4Smart Lending - Mortgage Brokers★ 5,0290No
5Home Loans Fast - Mortgage Broker Melbourne★ 5,0251No
9Aussie Finance and Home Loans Melbourne (this page)★ 5,0102No
Contact
+61493373972www.afhl.com.au/melbourne4 Lytton St, Glenroy VIC 3046
Working hours
Monday09:00–18:00
Tuesday09:00–18:00
Wednesday09:00–18:00
Thursday09:00–18:00
Friday09:00–18:00
SaturdayClosed
SundayClosed