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Fairway Lending Solutions

Fairway Lending Solutions

5.0(147 reviews)See reviews ↓·Cairns

About the company

Fairway Lending Solutions is a Cairns-based lending and loan agency founded and directed by Phil Collins, who has over eight years of experience in the finance industry. It is not owned by a bank and has access to over 100 lenders, including more than 90 banks and lenders. The business serves clients nationwide and services customers in Edge Hill, Bentley Park, Palm Cove and surrounding suburbs.

Phil Collins relocated to Cairns in 2013 and started his career in the industry in 2015. Andrew Hardy joined the finance industry in 2019, holds a degree in Commerce, and moved from Melbourne to Cairns in 2019. The main services include home loans, investment loans, commercial loans, and car & personal loans. Ongoing support and guidance are provided once a loan has settled.

What customers say

Based on genuine customer reviews

Personalised guidance from Phil and Andrew is the thread that runs through nearly every account of working with this Cairns finance broker and loan agency, whether the task is a first home purchase, a refinance or an investment property. Customers writing about their orders describe the process as stress free and fast, with one first homebuyer moving into a property only two months after the initial enquiry, and repeat clients returning across multiple purchases and a refinance that converted an owner-occupied loan into an investment one.

Reviewers repeatedly mention the clarity of the advice, noting that questions are answered patiently and that loan options are explained in plain terms rather than simply confirming what borrowers hoped to hear. Being kept informed from the first enquiry through to settlement and follow-up afterwards is a point that comes up often, alongside the friendly, professional manner of the staff.

Customers also value the honest, realistic assessments and the confidence this gave them in decisions about borrowing. A thorough grasp of how lenders operate and the willingness to walk people through each stage step by step are credited with turning what many expected to be a daunting experience into one they felt prepared for and positive about. Repeat business and referrals from past clients feature among the accounts.

Finance brokerLoan agency

Reviews

Reviews are taken from publicly available sources.

RL
Rhiannon Lane29 June 2026

Phil and Andrew were fantastic!! Was an easy experience and they are both very professional and friendly. Would recommend to everyone. Thanks heaps again!

ME
Mick Elcoate17 April 2026

Phil and the team were very friendly and helpful with out refinance. From 1st enquiry to follow-up after settlement, we cannot recommend Fairway Lending enough, 5-stars all day.

R
Rachael31 March 2026

Fairway Lending were incredibly quick to respond and acted fast to secure exactly what we were after which made the whole process smooth and stress-free. Their customer service was exceptional from start to finish, always friendly, approachable and willing to answer any questions we had along the way. I highly recommend Phil and Andrew to anyone looking for a reliable and efficient mortgage broker!

KL
Kristyn Lee30 March 2026

We have had an excellent experience buying our first home with Phil and Andrew. They made the entire process stress free and super fast. It has only been 2 months since I first contacted Phil and we are already moving into our property. I’d like to thank Phil and Andrew for all of the advice and information they have passed on and for answering my endless questions. You have truly made a difference in our lives for how we will think about making future financial decisions and I will always recommend Fairway lending to anyone in need of a broker.

FT
F T23 February 2026

Phil and Andrew at Fairway Lending were above and beyond anything we could have hoped for when we purchased our family home. Their dedicated work ethic, patience, knowledge, and communication were outstanding. We felt confident from the first meeting and supported right through to settlement and beyond. I recommend them to everyone. If you're considering a mortgage broker to help you realise your dreams, then Fairway Lending is your answer. Fintan

TH
Tristan Heaney11 February 2026

What an absolute gem, Phil and his team were the friendliest, genuine and knowledgeable people I’ve dealt with. I couldn’t get a call back from the bank but Phil was more then happy to walk me through step by step and advise me the best route for my first property I was trying to secure. It turned my first loan from a stressful process into something I was looking forward to investing in. Thanks so much, can’t be any more grateful for your help over the last couple months. Cheers Tristan

KS
Kelly Seden2 February 2026

The team at Fairway Lending are amazing! Very approachable, knowledgeable, and professional. As First Home Buyers the process was new, but they made it easy for us to understand and kept us updated each step of the way. Highly recommend Fairway for trusted finance advice and support!

Lenders & loan agencies in Cairns compared

Ordered by rating, weighted by the number of reviews — businesses with only a handful of reviews do not jump to the top automatically. 5 businesses in this category in Cairns are compared.

RankProviderRatingReviewsOpen Sat.
1Fairway Lending Solutions (this page)★ 5,0147No
2Nick Barr - Mortgage Broker in Cairns★ 5,0134Yes
3Loan Market Cairns City★ 5,077No
4Loan Select Cairns★ 4,969No
5Cairns Mortgage Brokers★ 4,871No
Contact
Working hours
Monday08:00–17:00
Tuesday08:00–17:00
Wednesday08:00–17:00
Thursday08:00–17:00
Friday08:00–17:00
SaturdayClosed
SundayClosed