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Loan Select Cairns

Loan Select Cairns

4.9(69 reviews)See reviews ↓·Cairns

About the company

Loan Select Cairns is a family business that is not attached to any franchise. David Phillips owns and runs the business, with family members Cheryl, Josh and Tim helping. The business was started in Cairns in May 2000. He is also a Qualified Justice of the Peace in Queensland. David Phillips has over 40 years of experience in the financial industry, including 26 years at Westpac. The business is a loan broking service that offers a choice of different lenders and helps complete paperwork and manage the application process through to approval.

It meets clients at its centrally located office in Cairns at a time that suits them. It specialises in residential home loans for first home buyers, preparing first home buyers for their loan, second plus home buyers, upgrading and downsizing, investment home buyers and multiple property owners, refinancing home loans and debt consolidation, loan increases to existing home loans, commercial loans for small businesses, and personal lending for smaller projects. The business supports YAPS, Cairns. The legal entity is Loan Select Pty Ltd.

What customers say

Based on genuine customer reviews

Cairns borrowers repeatedly describe David, the broker behind Loan Select, as the central reason they return for each new property or loan. Reviewers mention assistance spanning first homes, investment purchases, commercial real estate, business loans and refinancing to sharper rates, often across several transactions over many years. Something that features in review after review is his willingness to explain each stage plainly, from working out borrowing capacity and equity through to settlement, so that first-time buyers in particular feel confident about what comes next.

Customers describe him as knowledgeable, persistent and honest when a loan proves complicated, including purchases interstate, and note that he keeps in contact as applications progress and remains available for rate changes afterwards. Several reviewers mention his friendly, patient manner and the way he maps out the steps needed to reach a deposit or approval, drawing on lender contacts to find options when other institutions decline. The recurring theme is a broker who treats long-term clients as priorities, handles residential and commercial lending with equal care, and leaves people better informed about their finances.

Loan agencyMortgage lender

Reviews

Reviews are taken from publicly available sources.

SW
s wilson12 February 2026

after one broker failed us leading us down a false hope trail and choosing the wrong bank we were recommended by a friend to give David a call .... my wife just started a new job and I just started up a new business so it wasn't an easy task , for 6 months we were given good advice by David about where we had to be financially and what we required and when the time came David made our life very easy when he found us a bank who would consider our circumstances and he got us into our first home .. after living in a caravan for 6 months it was a wonderful feeling to finally be in a home and we owe it to David and his industry knowledge and bank contacts ... we found a place the first place we looked at , we put in an offer and it was accepted straight away and David over the xmas break did everything he could to make it happen ... I couldnt recommend him highly enough ..... straight shooter , know false hope knew exactly what was required straight away , kept us updated to the minute through the whole process gave us all the sums on paper upfront which we spot on with all the hidden extra charges u dont learn about until u begin ... this man knows his game and loves his job .... thank you very much mate my wife and I are very grateful for your efforts when at times it felt like we were fighting a losing battle watching the market change weekly

M
Michael30 December 2025

David is outstanding in all things relating to mortgage brokering through his deep knowledge of the systems as well as having great connections with the banks. He is an outstanding agent that puts people (clients) first.

S
Sandra5 December 2025

Exceptional Service from Loan Select Cairns and David I had an outstanding experience with Loan Select Cairns and especially David. From start to finish, David provided superb service, professional, responsive, and genuinely committed. What stood out most was his attention to detail. He took the time to run thorough, transparent calculations. If you’re looking for someone who goes above and beyond, I highly recommend David and the team at Loan Select Cairns. Truly five-star service.

PK
Peter Kimpton2 July 2025

David knows his stuff and makes the whole process of applying for a loan much easier, explaining the process, how much you can afford to pay for a property (taking into account equity and proposed loan), suitable lenders, etc and making the whole process as streamlined as possible. Have engaged David as our loan broker twice now and both times he made the process as easy as possible. Highly recommended.

JA
Juleigh Aarts10 March 2025

Dave had helped me to purchase my first property back in 2002. And arranged my business loan. Now he has helped me keep my house after a long divorce battle. I thank him for his knowledge, persistence, honesty and kindness throughout the processes. I truly recommend LSC for anyones financial loans.

DR
D R7 March 2025

I have come back to add to my original review. We came back to Dave when we were selling our house and buying in Tasmania what a great, amazing guy. Our mortgage was very complicated selling and buying keeping our original mortgage very complicated and it showed how experienced Dave is. A lot of phone calls and meetings with both teams in Cairns and Tasmania and even when we are finished he always helps when we need our interest rate changed just all round the BEST IN THE BUSINESS. Can never thank you enough Dave! What a great business, Dave guided us through everything and found us the perfect loan to suit us. Highly recommend Loan select over bank loans just the personal touch and professional manner. Thanks Dave 🌺

JR
Jeannette Reid10 May 2024

David has a vast knowledge of the financial services and he is very efficient. David explained the whole process of obtaining a loan and it went very smoothly without any stress. I would so recommend everyone go and speak to David about any loans you may wish to obtain, even if you are thinking about the future as David will provide you with tips on what you need to do, so that it all goes very smoothly - and before you know you will be a home owner or have a flash new car

Lenders & loan agencies in Cairns compared

Ordered by rating, weighted by the number of reviews — businesses with only a handful of reviews do not jump to the top automatically. 5 businesses in this category in Cairns are compared.

RankProviderRatingReviewsOpen Sat.
1Fairway Lending Solutions★ 5,0147No
2Nick Barr - Mortgage Broker in Cairns★ 5,0134Yes
3Loan Market Cairns City★ 5,077No
4Loan Select Cairns (this page)★ 4,969No
5Cairns Mortgage Brokers★ 4,871No
Contact
+61419787766www.loanselectcairns.com.au25 Sheridan St, Cairns City QLD 4870
Working hours
Monday09:00–17:00
Tuesday09:00–17:00
Wednesday09:00–17:00
Thursday09:00–17:00
Friday09:00–17:00
SaturdayClosed
SundayClosed