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hfinance - Gold Coast Mortgage Broker

hfinance - Gold Coast Mortgage Broker

5.0(51 reviews)See reviews ↓·Gold Coast

About the company

hfinance is a boutique mortgage and lending advisory established in 2015. Jeremy Harper is the Founder and Managing Director; he has over 10 years of experience in mortgage broking and a background in accounting. Kirstie Penton is a Senior Mortgage Broker with more than 10 years of experience in the finance and lending industry.

What customers say

Based on genuine customer reviews

A personal, hands-on style of broking is the thread running through nearly every account, with Kirstie Penton named as the figure behind it. Customers describe a broker who explains each stage of a home loan or refinance in fine detail, an approach valued by first-time buyers and by expatriate Australians who face a narrower set of lending choices. More than one review highlights that she is responsive and available for questions during and after an application, and that she combines patience and respect with the knowledge to let clients reach their own decisions.

Her problem-solving when mainstream lenders have declined a loan comes up often, with customers reporting that she locates suitable products and secures approvals that had seemed beyond reach. The wider team is credited with turning applications around quickly and efficiently, and the brokerage covers home loans, refinancing and personal loans alongside its car finance and lending work. Many clients return for a second or third time, and those applying from interstate or overseas describe the process as seamless, with the support continuing well after settlement.

Car finance and loan companyFinance brokerMortgage lender

Reviews

Reviews are taken from publicly available sources.

AG
Annabel Gascoyne16 April 2026

Kirstie is beyond amazing! She has been so professional, immensely knowledgeable and she has the patience of an angel. Could not recommend her enough. She made our dreams come true 🥰🌟

KA
Karl allen18 January 2026

Kirstie was absolutely outstanding throughout the entire mortgage process;she went above and beyond at every stage making what could have been a stressful experience feel smooth and straight forward—Kirsties professionalism and attention to detail and genuine commitment to helping me to achieve the best possible outcome really stood out and nothing was to much trouble; Kirstie was always responsive;knowledgeable and supporting i highly recommend Kirstie and cannot thank her enough Kark

MM
Milo M26 August 2025

Kirstie is a wonderful person and an amazing professional, she helped me get a mortgage while I was overseas, she was an absolute star, she really went an extra mile, I couldn't have done it without her. I probably would've given up on buying a property if she wasn't there to assist in every step of the way. Highly recommended!!!

TA
toohey Ave29 May 2025

Kirstie is a very experience broker and we can rely on her professional knowledge she has gained from years of working in the finance industry, and we would have no hesitation to recommend her to all our family and friends. Great work Kirstie!

BK
bilal khan16 April 2025

Kristie was phenomenal in assisting me with my mortgage re-finance and was very professional. She was able to help when another main stream mortgage broker had knocked back my loan and Kirstie using her magic was able to help me. She does really care and will go the extra mile to help and her team was very helpful in turning around the application in the most fast and efficient manner. I would highly recommend Kirstie for any finance related matters a trust worthy person.

SL
Sarah Lamshed10 March 2025

Outstanding knowledge & service at all times. Kirstie goes over & above to help you, and find you the best products for your specific needs and circumstances. She’s a great communicator, super easy to deal with from interstate and knows her stuff intimately. I’ve used her brokering services many times and keep coming back because she makes it such a pleasure to deal with her. Thanks again 🙏🏻

BL
Benjamin Lordan10 February 2025

Hi Finance and Kirstie Penton are the Number 1 Brokerage Firm and Broker for all Financial requirements. Kirstie has an attention to detail and hands on attitude that makes you feel like family in her approach to what can be a stressful and time consuming process. The team has great knowledge of available products and draw from their experience to deliver results that go the extra mile. Cannot thank and recommend the team and Kirstie enough, if you have to use any Broker than look no further for quality, customer service and most importantly, RESULTS!!!

Mortgage brokers in Gold Coast compared

Ordered by rating, weighted by the number of reviews — businesses with only a handful of reviews do not jump to the top automatically. 5 businesses in this category in Gold Coast are compared.

RankProviderRatingReviewsOpen Sat.
1Loan Market Neo - Mortgage Broker Gold Coast★ 5,0268No
2Blackk Mortgage Brokers Gold Coast★ 5,0157No
3hfinance - Gold Coast Mortgage Broker (this page)★ 5,051No
4SW Brokerage Mortgage Brokers Gold Coast★ 4,946Yes
5Mortgage Ezy Home Loans★ 4,7816No
Contact
+61272525535www.hfinance.com.au/gold-coast-mortgage-broker24 Armstrong Way, Highland Park QLD 4211
Working hours
Monday09:00–17:00
Tuesday09:00–17:00
Wednesday09:00–17:00
Thursday09:00–17:00
Friday09:00–17:00
SaturdayClosed
SundayClosed