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Unconditional Finance Mortgage Brokers Sydney

Unconditional Finance Mortgage Brokers Sydney

5.0(419 reviews)See reviews ↓·Sydney

About the company

Unconditional Finance is a mortgage brokerage based in Sydney. The business is led by Chris, described as a senior, award-winning mortgage broker. The team includes Chris, Donna, Reece, Will, Nicole, TJ, and Joel. The business has decades of knowledge across finance and property.

It has assisted in settling 15 loans for one client across mortgages and equity releases. It has worked with thousands of Australian homeowners and property investors. Services include a free borrowing strategy session, and support for first home purchases and multi-property portfolios.

What customers say

Based on genuine customer reviews

Buyers navigating their first mortgage, seasoned investors adding to a property portfolio and clients releasing equity all appear in the feedback for this Sydney brokerage, and similar observations emerge across those different circumstances. Various customers describe the journey as smooth from beginning to end, with each stage explained in plain terms and questions answered promptly as they arose. Contact before, during and after applications is a theme that comes up often, with progress updates and openness about what was needed next.

Reviewers repeatedly note the pace of turnaround, including tight timeframes for approval and settlement, and the problem solving applied to complex structures involving multiple loans and equity releases. Staff members such as Ivan, Will, Chris, Cooper, Reece, Joel, Tori, Nicole, Stephanie and TJ are singled out for their professionalism, patience and close attention to detail, especially when guiding people with no prior knowledge of the lending process. Returning clients, some now past their tenth or fifteenth loan, point to the consistency of that service, as well as help with conveyancing referrals. What clients stress is a process made manageable without sacrificing strategy or results.

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Reviews

Reviews are taken from publicly available sources.

SP
Scott Pittman28 July 2026

Great advice and service from Chris and Cooper at Unconditional Finance. Helped us with two good home loan deals and was a successful and smooth process. Would definitely recommend.

LT
Laura Teague17 June 2026

UC Refinanced our 2nd loan for us - seamless process - so easy to deal with and always available. Thankyou to Chris, TJ & Nicole for your impeccable service . Have recommended you to all of our family and friends.

AM
Aaron Mathews28 May 2026

Another fantastic experience with Unconditional Finance. We have engaged them for more than 10 home loans now, and every time has been a smooth and professional experience. A massive thanks to Will and his team for all the great problem solving, attention and communication over the process. Looking forward to the next one.

JG
Jed Gardiner25 May 2026

Shout out to Ivan who made the whole process so easy from start to finish. Always professional, quick to respond, and explained everything clearly along the way. Really appreciated the effort and support throughout the entire process. Highly recommend Ivan and the team to anyone looking for finance help!

L
Lina10 February 2026

As a first home buyer with settlement now complete (entire process completed in < 3 months), I wanted to thank Unconditional Finance for their assistance in helping make this process possible. I was referred to them by a friend and, being new to this whole world, they helped answer all my random questions, really worked quickly with a short turnaround timeframe and quelled my fears about not having my finances in enough 'order' to get this purchase across the line. Turns out I was overthinking and just needed some calm and composed individuals to guide and reassure me. I am grateful that I was put in touch with them and would like to work with them again if the opportunity presents itself (perhaps I've fooled myself into thinking the process isn't that hard now to think about doing it again...). Thanks Joel and Team!

JS
Jamie Sadler27 January 2026

Chris and the team were fantastic to deal with after being reffered to them for our investment property purchase. They made everything really easy and were very prompt with communication for requirements and updates as well as ensuring the settlement went smoothly, would highly recommend this company for your brokerage needs. Thanks Chris and Team, see you again soon for the next one ;)

S
Sam23 December 2025

Dealt with Chris, Donna and Reece and had a great experience. Made life super easy getting finance and sorting out all the paperwork online with the best rate recommend for an investment property. I do highly recommended the team and will be back. Thanks Sam

Mortgage brokers in Sydney compared

Ordered by rating, weighted by the number of reviews — businesses with only a handful of reviews do not jump to the top automatically. 9 businesses in this category in Sydney are compared.

RankProviderRatingReviewsOpen Sat.
1XIN Mortgage★ 5,0934No
2Unconditional Finance Mortgage Brokers Sydney (this page)★ 5,0419Yes
3Atelier Wealth Mortgage Brokers★ 5,0384No
4Efficient Capital Solutions - Mortgage Brokers in Sydney | Home Loans in Sydney★ 5,0244No
5Grab Home Loans★ 5,0224No
Contact
+611300484390www.unconditionalfinance.com.auLevel 2/140 William St, Woolloomooloo NSW 2011
Working hours
Monday08:00–18:00
Tuesday08:00–18:00
Wednesday08:00–18:00
Thursday08:00–18:00
Friday08:00–18:00
Saturday08:00–18:00
Sunday08:00–18:00