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All R Loans

All R Loans

4.9(99 reviews)See reviews ↓·Sydney

About the company

All R Loans is a Sydney-based lender and loan agency founded in 2008 by Rooma Nanda. The company operates with a small team and works with almost 40 lenders. All R Loans offers home loan, refinancing, and investment property loan services. It provides commercial full doc and low doc loans, low doc loan options for self-employed borrowers, and SMSF loans.

It offers loans for one day ABN registration and family guarantees for First Home Buyers. The company assists with higher density and rural properties for purchases and refinances. All R Loans received Elite broker awards in 2026, 2025, and 2023, and an Excellence broker award in 2022. It was ranked in the top 40 loan brokers in 2017. Rooma Nanda was named one of the top 12 women influencers of the industry.

What customers say

Based on genuine customer reviews

Mortgage and refinancing work sits at the centre of what clients describe here, with first home loans, refinances and complex borrowing situations all featuring in accounts of the service. Rooma is named repeatedly, and reviewers consistently highlight her professionalism, thoroughness and willingness to keep pushing until a result is reached. Customers in several reviews describe being kept informed at every stage, from the initial application through to settlement, and one thing mentioned again and again is how smoothly the process ran even when obstacles appeared. Fiona also earns specific praise for her part in handling applications, including last-minute requests and tight timeframes.

Clients note that clear advice was given throughout, that the jargon was explained, and that scheduling was adapted around demanding working hours. Repeat and ongoing custom is mentioned, as is the experience of returning for new loans after earlier refinances. The common thread across the feedback is reliable communication, expertise in navigating lender requirements, and a personal approach that made a difficult financial process feel manageable, with the team’s persistence in securing suitable lenders standing out. Difficult borrowing scenarios and refinancing needs are the kinds of matters clients most frequently describe bringing to the team.

Reviews

Reviews are taken from publicly available sources.

NF
Ness F15 June 2026

A Team that shows dedication, speed, and trustworthy expertise! For a long time, I was too scared to enter the property market for fear of making mistakes and not understanding the mortgage jargon. My job requires me to work business hours, late nights, and weekends, leaving me exhausted and often operating in a sleep-deprived state. Fiona & Rooma completely took the weight off my shoulders. They worked around my hectic schedule making time for me, showing incredible patience and diligence. I never had to worry if I was getting the best possible rates and products as they took care of it all. They went through my finances in meticulous detail to ensure my loan application was put forward in the best possible way, leaving zero room for confusion or approval delays. With a tight deadline for my cooling-off period and on really short notice, they still managed to work wonders. They were prompt, always responding quickly and proactively to every single message or email I sent. Out of all the moving parts of buying a home—from organizing building inspections, dealing with agents, trying to understand how to get the right insurance, etc — the mortgage approval actually felt like the least stressful part. I attribute this to having the right team on my side. I am incredibly grateful to Fiona & Rooma and cannot recommend them highly enough! The next time I am ready to purchase, I will absolutely be using them again without hesitation.

CD
Christopher Drew3 June 2026

We had a wonderful experience with All R Loans, and Rooma in particular deserves a special mention. She was professional, reassuring, and incredibly thorough throughout our entire loan application — navigating any challenges with ease and keeping us informed every step of the way. The whole process exceeded our expectations. We wouldn't hesitate to recommend Rooma and the team at All R Loans to anyone.

CM
Chris Montgomery1 May 2026

We highly recommend Rooma and her team. Our loan was unique and there were some obstacles along the way but Rooma just rolled up her sleeves and got things done. In the end giving us a great result. We will definitely use her again.

JP
Jim Poulos21 April 2026

hi everyone one thing i noticed with Rooma & the gang was they won't stop till they get the best loan & rate for you & are so helpful & very professional at what they do, thats the reason why they rate so high Thanking you Jim & Michelle

SM
sumathi mouli25 March 2026

We approached Rooma during a critical situation to arrange a loan and she was incredibly helpful throughout the entire process and assisted us in finding a suitable lender. Rooma’s professionalism, clear communication, and support made everything smooth until the final settlement. She made our work lot easier by giving clear advice during every stage of the process. We truly appreciate her dedication and are thankful for the exceptional service provided. Special mention to Lavi and Lilly from Rooma’s team in arranging loan. Much appreciated!

K
Kamal26 November 2025

Rooma and Lavi have been absolutely amazing throughout the entire process. Their professionalism, clear communication, and supportive approach made everything smooth and stress-free. I truly appreciate their dedication and the exceptional service they provided.Highly recommended👍👍

SK
suresh Kuttikrishnan velu7 October 2025

I have known Rooma for than 10 years,and she was always been trustworthy and professional. When it came to arranging our mortgage, she guided us every step of the way and made the process smooth and stress fee. I am so grateful for her hard work and support and would highly recommend her services to anyone.

Lenders & loan agencies in Sydney compared

Ordered by rating, weighted by the number of reviews — businesses with only a handful of reviews do not jump to the top automatically. 10 businesses in this category in Sydney are compared.

RankProviderRatingReviewsOpen Sat.
1Australian Financial & Mortgage Solutions★ 5,0528Yes
2Black and White Finance★ 5,0480No
3Mortgage Advice Bureau - Sydney★ 5,0314No
4Eden Emerald Mortgages★ 5,0253No
5Mortgage Broker Sydney★ 5,0199Yes
8All R Loans (this page)★ 4,999No
Contact
+611300539718allrloans.com.auSuite 1405 / 109 Pitt street, Level 14, Sydney NSW 2000
Working hours
Monday09:00–17:00
Tuesday09:00–17:00
Wednesday09:00–17:00
Thursday09:00–17:00
Friday09:00–17:00
SaturdayClosed
SundayClosed