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Aussie Home Loans Ballarat

Aussie Home Loans Ballarat

4.2(31 reviews)See reviews ↓·Ballarat

About the company

Aussie Home Loans Ballarat is a mortgage brokerage located in Ballarat, Victoria. The brokerage specialises in bridging loans, car loans, commercial loans, construction loans, debt consolidation, first home buyer assistance, land purchase, pre-approvals, property investment, refinancing, and small business loans for vehicles and equipment.

It services the suburbs of Alfredton, Ballarat Central, Black Hill, Canadian, Eureka, Golden Point, Invermay Park, and Lake Wendouree. Aussie Home Loans Ballarat compares home loans from over 25 leading lenders. The brokerage is part of the Lendi Group.

What customers say

Based on genuine customer reviews

In Ballarat, this mortgage brokerage draws consistent praise for the depth of knowledge and responsiveness of its named staff, with Nigel and Sophie appearing across many accounts. One thing mentioned again and again is how complex finance applications were steered through by brokers who worked tirelessly with multiple organisations to resolve unforeseeable issues, achieving outcomes quickly and professionally. Clear explanation of loan options ranks highly, with detailed comparisons helping first-home buyers understand government benefits and their purchasing power. A number of reviews mention dependable communication before and after settlement, including prompt replies by text, follow-up to ensure everything ran smoothly, and patient answers to even minor enquiries.

The friendliness and honesty of the team also feature strongly, with buyers describing interactions as pleasant and stress-free. Speed of turnaround is praised, as is the willingness to go above and beyond during challenging purchases. Clients who returned for subsequent purchases note the consistency of service, while those facing difficult lending scenarios credit the brokers with navigating hurdles and keeping the process calm. That combination of expertise, accessibility and dependable support across the loan journey leaves a lasting impression on those who deal with the team.

Mortgage lenderProperty investment company
Aussie Home Loans Ballarat — Customer photo

Reviews

Reviews are taken from publicly available sources.

JD
Jason Den16 June 2026

Thanks Sophie and Nel for helping us for our first home loan. We didn’t end up getting a loan with aussie due to my own change of mind but still appreciate all the help, without which I had very little confidence or knowledge to get any loan.

NS
nelley smithman13 April 2026

We went through Aussie Home Loans as first home buyers, and unfortunately, our experience was extremely disappointing. After sophie pushing for the first initial appointment we thought this would be great however we were wrong. As this was our first home, we relied heavily on clear guidance and communication — which was consistently lacking throughout the process. We did everything that was asked of us promptly and provided all required documents as quickly as possible, yet this level of urgency was not returned on their end. At one point, the delays and poor communication nearly cost us the house, which was incredibly stressful and upsetting. When we raised our concerns in an email, instead of taking accountability or working to resolve the situation, the blame was shifted back onto us — which felt unfair given we had followed every instruction. Buying your first home should feel supported and guided, not confusing and stressful. Based on our experience, I would not recommend Aussie Home Loans to first home buyers.

NP
nick pemberton21 December 2025

Strange to read other reviews as my partner and my experience has been so polar to other people’s with Sophie. Started with our appointment getting pushed back nearly half an hour - whilst we were sitting there waiting with no real apology. When we did see them we were assured there was a strategy for us to realise our dreams which was great, however, That’s where our experience ended. We were told we’d be contacted closer to christmas and that was it. Never heard again. We made arrangements with a competitor and secured a home quickly beating the Christmas shutdown which has worked out well but still left wondering why our experience was different to so many others.

AW
Anna Wong Shee20 April 2025

Nigel is an excellent broker - knowledgeable, responsive, clear communicator, trustworthy and friendly. Goes above and beyond. Highly recommend!

SS
Simon Stone18 December 2024

Thank you so much to Sophie for her help in securing us a loan for our new house. Sophie was there for us anytime we needed her, answering our questions and providing us with all the help and support we needed. Will definitely be using Sophie again for our next purchase!

KB
kieran blood29 November 2024

If I could give 6 stars I would have. Nigel Fitzpatrick was the epitome of professionalism, knowledge and responsiveness. He was genuinely a pleasure to deal with. If you want a seamless experience from a professional, look no further!

TW
Thomas Wakefield9 October 2024

Absolutely thrilled with my experience working with Nigel from Aussie Home Loans! From the start, he was incredibly prompt and honest, making the entire mortgage process smooth and stress-free. His in-depth analysis helped me understand my options thoroughly, and he was always available to answer my questions, no matter how small. Nigel's friendly and polite demeanor made every interaction pleasant. I really appreciated his extensive knowledge and efficiency in securing a great mortgage package for me. I can't recommend him highly enough for anyone looking for a reliable mortgage broker! Thank you, Nigel!

Mortgage brokers in Ballarat compared

Ordered by rating, weighted by the number of reviews — businesses with only a handful of reviews do not jump to the top automatically. 3 businesses in this category in Ballarat are compared.

RankProviderRatingReviewsOpen Sat.
1Andrew Drummond - Mortgage Broker - Ballarat★ 5,019Yes
2Yellow Brick Road Ballarat★ 4,923No
3Aussie Home Loans Ballarat (this page)★ 4,231No
Contact
Working hours
Monday09:00–17:30
Tuesday09:00–17:30
Wednesday09:00–17:30
Thursday09:00–17:30
Friday09:00–17:30
SaturdayClosed
SundayClosed