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Find A Better Rate Home Loans

Find A Better Rate Home Loans

4.9(52 reviews)See reviews ↓·Melbourne

About the company

Find A Better Rate Home Loans is a mortgage broker based in Melbourne and operating Australia-wide. The business compares home loans from more than 40 lenders and has more than 18 years of expertise. Chris Berry is named on the company's About page. Clients can meet by phone or video anywhere in Australia.

The business offers a free 30-minute appointment with a mortgage broker. It provides home loan calculators covering borrowing capacity, repayments, refinance savings, stamp duty, deposit planning and buying and selling costs. It offers a free RP Data property report.

What customers say

Based on genuine customer reviews

Mortgage broking and lending support for buyers in Melbourne is the core of what this practice does, and Christopher Berry is the name that recurs throughout accounts of it. Borrowers describe intricate borrowing positions being worked through methodically, among them applications combining salaried and self-employed earnings, with alternatives laid out alongside one another until a fitting product came into view. A theme running through the feedback is how readily questions are met, whether by phone or a prompt reply, including matters falling outside the loan application itself.

Cases are recounted where finance was approved within a week to secure a property, alongside refinancing moves handled without friction and a sharper rate located while interest rates were shifting. Patience is acknowledged during lengthy property searches and changing personal circumstances such as a new baby, a switch of employers and fluctuating rates. His grasp of finance and the housing market is credited with simplifying decisions, while repeat dealings over several years point to a relationship built on trust and an approachable manner.

Business to business serviceMortgage lender

Reviews

Reviews are taken from publicly available sources.

RT
Richard Taylor (artywah)2 June 2026

Chris has been incredibly helpful through the entire process making it as simple as getting a refinancing loan can be. He managed to get a better rate than I could aftere trawling though bank after bank's rate cards at a time when interest rates were fluctuating. I highly recommend Find A Better Rate Home Loans and will definitely be using them again.

CP
Chrysanthi Philippou12 March 2026

Chris Berry was extremely responsive to all our questions, helping us to understand the process. He was informative and offered data and comparisons making our decision making so much easier. Thanks again Chris.

MG
Mitch G1 March 2026

Chris was extremely helpful and made the process seamless when purchasing my first property

SX
Selina XU4 December 2025

Chris has an incredible wealth of knowledge, highly competent and very experienced broker. He is super generous with his time and knowledge with any questions, very approachable with phone call away and he genuinely wants to help, would go above and beyond to work out the best outcome together. His guidance and advice have made my decision-making throughout this process so much easier. I’ve built strong trust with Chris over a year ago, during this period my buyers agent recommend me another broker, after a couple of interactions, I decided to come back to Chris. I would highly recommend Chris and he will always be my first preference as my broker! Huge thank you Chris for all your valuable time and help. I truly appreciate it all! 🙏🏻

DP
Denise Pulis25 November 2025

Chris is an amazing mortgage broker. He is equipped to manage the most complex of scenarios, and worked with us through different options to find us the one that would work best for our situation and get us finance. He is also lovely to deal with and very responsive. I would highly recommend Chris and his company.

DF
Declan Falls29 October 2025

Chris provided my partner and I outstanding service throughout our journey buying our first home, truely going above and beyond what I expected. From our first phone call he took lots of time to answer all our questions and explain everything to us. We had endless questions and calls through the viewing, offering/auction, and settlement process and Chris always gave us time and was incredibly helpful. Most importantly he was able to help us secure the best mortgage for our needs. I can’t recommend Chris highly enough. We will definitely use his services again when we next need.

JC
Jinsik Choi13 October 2024

Chris was very helpful and professional, I would highly recommend 'Find a better rate home loans!' Thank you Chris for your work and help. I will definitely contact you again for my next house too!

Mortgage brokers in Melbourne compared

Ordered by rating, weighted by the number of reviews — businesses with only a handful of reviews do not jump to the top automatically. 12 businesses in this category in Melbourne are compared.

RankProviderRatingReviewsOpen Sat.
1Finspo – Mortgage Broker★ 5,0493Yes
2Top One Finance★ 5,0330No
3Smart Lending - Mortgage Brokers★ 5,0290No
4Home Loans Fast - Mortgage Broker Melbourne★ 5,0251No
5Aussie Home Loans South Melbourne★ 5,0147No
11Find A Better Rate Home Loans (this page)★ 4,952Yes
Contact
+611300528218findabetterrate.com.auLevel 14/330 Collins St, Melbourne VIC 3000
Working hours
Monday08:00–21:00
Tuesday08:00–21:00
Wednesday08:00–21:00
Thursday08:00–21:00
Friday08:00–21:00
Saturday08:00–21:00
Sunday08:00–21:00