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Home Loans Fast - Mortgage Broker Melbourne

Home Loans Fast - Mortgage Broker Melbourne

5.0(251 reviews)See reviews ↓·Melbourne

About the company

Home Loans Fast is a mortgage brokerage firm based in Clayton, Melbourne. Ajay Krishnan is the founder and a mortgage broker at the firm. Ajay Krishnan is ranked in the Top 10% of VIC brokers on LMG's 2025 Finance Excellence List and was featured in MPA Magazine. Akhilesh Bhatia received the MPA Young Guns Award 2021. The team has studied Finance at University level and holds a Diploma of Finance & Mortgage Broking Management. Their experience ranges over decades, from branch-level bankers to Business Development Managers at major banks.

Home Loans Fast is a Full Member of the MFAA – Mortgage & Finance Association of Australia. The business has a proven track record of over $500 million in settled home loans and has served over 1200 clients. It has planted 1625 trees, protected for 100 years. The business offers flexible meeting options, meeting where and when it suits the client. Its services are paid by the lender that the client chooses. It specialises in home loans for self-employed, small business lenders, commercial property mortgages, and SMSF loans.

What customers say

Based on genuine customer reviews

Refinancing, investment lending and first home purchases recur across the accounts left for this Clayton brokerage, which operates as a loan agency and mortgage lender. Reviews regularly describe a process handled cleanly from the initial enquiry through to settlement, with each stage explained in plain language rather than industry jargon. Ajay Krishnan draws particular credit for his patience and financial knowledge, while Kruthika Reddy is noted for following matters through and being easy to reach.

Clear and consistent communication comes up as a defining feature, and several clients highlight how quickly queries are answered and how smoothly the team adapts when circumstances change, whether that means a different home loan or a stronger refinance outcome. Others recall restructured debts and reorganised property investment lending, including a purchase completed through a self-managed superannuation fund by buyers new to that structure. Buyers describe feeling supported through what they expected to be a stressful process, with some returning for subsequent purchases. The thread running through the feedback is a team that first listens to the result a borrower wants and then works steadily towards it.

Loan agencyMortgage lender

Reviews

Reviews are taken from publicly available sources.

KK
Karan Kapoor15 June 2026

Ajay, Kruthika, and the team at Home Loans Fast were absolutely fantastic. Their knowledge, professionalism, and prompt service made the entire process stress-free and straightforward. Everything was handled efficiently, with clear communication and complete transparency from start to finish. They went above and beyond to ensure everything was completed smoothly and on time. Once again, they have exceeded our expectations. I highly recommend Home Loans Fast to anyone seeking expert mortgage and finance assistance. Thank you for another outstanding experience!

NP
Neville Phillips8 June 2026

I have a SMSF. I have been trying to change loan lenders for over a year. Used other Mortgage Brokers but got no were. Was recommended Home Loans Fast. Was not expecting to get very far, been there done that. But Home loans Fast came though with the goods. Refinanced and saved over $900 per month in repayments. I easily give up when it comes to paper work, or chasing up documents. Ajay from Home Loans Fast was able to assist and recommoned were or how to contact to get the information i needed. Would highly recommend Home Loans Fast, Ajay did a fantastic job.

KD
Kavya Dandela30 May 2026

Ajay and the Home Loans Fast team were professional, friendly and easy to work with throughout our refinance journey. They explained everything clearly, kept us updated at every stage and made the process much less stressful than we expected. We appreciated their prompt responses and genuine support from start to finish. Thank you for making the experience so smooth.

NA
Niroop Apuri30 May 2026

We had an excellent experience with Home Loans Fast. Ajay and team were able to secure a refinance rate that was even better than my existing employee-discounted bank rate, which I didn’t think would be possible. The entire process was smooth, transparent and well managed from start to finish. Ajay took time to understand my long-term property investment goals and helped restructure my existing loans into a much cleaner and more investment-friendly setup. This has given me a better foundation for future purchases and strategies such as debt recycling and equity management. Communication was outstanding throughout the process. Any questions or concerns were addressed promptly, and the team was always easy to reach. This is my second time working with Home Loans Fast, and once again they have exceeded expectations. I highly recommend Ajay and the team to anyone looking for a knowledgeable broker who focuses not only on the current loan but also on long-term wealth-building and property investment strategies

MC
Matt Carmichael25 May 2026

Ajay and his team were and continue to be exceptional. Great and very attentive service is what drives them and with the expertise they clearly have in financial matters they have the perfect offering and we get the perfect outcome. Ajay and his team listened to your desired outcomes and frustrations we had with our incumbant set up. They played what they heard to make sure they interpreted our needs clearly and then stayed patient, whilst still staying in touch to make sure we had what we needed. When decision were made they were then quick to execute. Cannot fauly a single thing done to support me/us.

LK
Lakshmi Kumaraguruparan22 May 2026

Ajay from Homeloans fast helped me and my husband with our first and second homes in Sydney and I can't recommend him more highly! He was able to understand our specific financial situation and offered the best and most practical advice. He was very patient in addressing every question or concern I had during the entire journey. The whole process from pre-approval to settlement was extremely smooth. He helped me become a first home owner, helped with refinancing and also become an investor. Thank you Ajay for helping me build a future for me and my family in Australia!

SK
Sophie Kennedy6 May 2026

Ajay and the team at Home Loans Fast were terrific to deal with. They were so quick to help us, and then pivoted well when our circumstances changed and we needed a different type of home loan. I would highly recommend using them for your mortgage broker needs!

Mortgage brokers in Melbourne compared

Ordered by rating, weighted by the number of reviews — businesses with only a handful of reviews do not jump to the top automatically. 12 businesses in this category in Melbourne are compared.

RankProviderRatingReviewsOpen Sat.
1Finspo – Mortgage Broker★ 5,0493Yes
2Loan Market Port Melbourne★ 5,0463No
3Top One Finance★ 5,0330No
4Smart Lending - Mortgage Brokers★ 5,0290No
5Home Loans Fast - Mortgage Broker Melbourne (this page)★ 5,0251No
Contact
+61485985722homeloansfast.com.au/?utm_source=google&utm_medium=organic&utm_campaign=GMBBuilding 4, Level 1, Suite 34/195 Wellington Rd, Clayton VIC 3168
Working hours
Monday09:00–17:00
Tuesday09:00–17:00
Wednesday09:00–17:00
Thursday09:00–17:00
Friday09:00–17:00
SaturdayClosed
SundayClosed