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XIN Mortgage

XIN Mortgage

5.0(934 reviews)See reviews ↓·Sydney

About the company

XIN Mortgage is a mortgage broking firm based in Sydney that guides home owners and investors in choosing the right home loan. The company provides services for first home buyers, property investors, debt consolidation, refinancing, and SMSF.

It also offers car loans and commercial loans. XIN Mortgage has licensed brokers. Its head office is in North Sydney, with branches in North Shore, Sydney CBD, Melbourne, and Penrith - Thornton. XIN Mortgage Pty Ltd is a Credit Representative of Vow Financial Pty Ltd.

What customers say

Based on genuine customer reviews

XIN Mortgage draws consistent praise from clients across North Sydney who describe a mortgage process made straightforward and low in stress. Reviews time and again mention the professionalism and approachability of named staff, with Jessie singled out for guiding first home buyers through their applications, Iris commended for handling complicated loan structures and refinancing, and Vicky noted for her grasp of borrowing in structures. Jason Fang is credited with patience and calm explanations under tight deadlines, while Teng Kong and Angeline earn similar recognition for tailoring options to individual financial situations and keeping clients informed at every stage.

Speed of finance approvals and the smooth handling of paperwork and settlement come up often, alongside the prompt resolution of any issues that arise along the way. Clients describe feeling supported from the initial conversation through to completion, with staff described as responsive, responsible and readily contactable. The work spans first home purchases, investment properties, refinancing and SMSF property acquisitions, and clients frequently note that complicated applications were managed efficiently. Lewie and Daniel are also thanked for their helpful and professional contributions, with the lasting impression being one of dependable guidance and genuine care for each client's circumstances.

Business brokerCar finance and loan companyFinance brokerFinancial consultantHome insurance agencyLoan agency
XIN Mortgage — Customer photo

Reviews

Reviews are taken from publicly available sources.

AL
Alysa Li28 July 2026

Lewie is extremely helpful, responsible and professional throughout the entire process. We're so lucky to meet him! I highly recommend to people who're looking for the best mortgage services!

TY
Tina Y16 July 2026

We are very happy and impressed by Jason Fang’s excellent work and experiences. We had a very tight deadline but he is always patient and clam to explain every questions we have through the whole journey. We highly recommend Jason if you are looking for a trustable broker!

B
Bluey30 June 2026

I’ve been working with Jason Fang for the past 18 months, and I’ve become a repeat client because I trust him completely. What sets Jason apart is that he doesn’t just arrange commercial loans, he develops a lending strategy that aligns with my long-term investment goals. His advice has been invaluable, and I know I’m always getting the right structure, not just a loan. Jason is incredibly proactive and detail-oriented. He always reminds me of important deadlines well before they arrive, and whenever I have questions, he responds quickly with clear solutions that give me complete peace of mind. Because I know my commercial lending strategy is in such capable hands, I can focus on what matters most to me, my health and medicine studying without worrying about the finance side. I highly recommend Jason to anyone looking for a knowledgeable, strategic, and reliable commercial mortgage broker. I’ll definitely continue working with him for my future investments.

TH
Thet Htay23 June 2026

I have an excellent support and help in finanacial matters by Lewie from XIN Mortgage. Lewie has been super- helpful, friendly, efficient and competent in financial issues and I would recommend him to anyone who needs help for mortgage and financial issues. I am 100% satisfied with Lewie's great performance in settling my fianances. Many thanks.

BS
Basit Shahab15 June 2026

Had a great experience with XIN Mortgage for my first home. Jessie! you are an absolute legend - so professional, easily accessible, and such a positive energy in this stressful first home buying process. Keep up this great work. Cheers!

JM
Joseph McElroy19 May 2026

I highly recommend Jessie Zheng to anyone seeking a broker. Jessie has always been prompt with responses with great professional advice and has given guidance during the mortgage application process. I am truly grateful!

MS
melanie shen6 May 2026

Iris helped us with our loan refinance and a new loan approval. I couldn’t praise her high enough for what she had done. Nothing is ever too hard, she assisted us with professionalism and efficiency. There were some hiccups along the way but Iris always jumped on the issue straight away and resolved it promptly. She works so hard and I would recommend her and Xin mortgage in a heartbeat!

Mortgage brokers in Sydney compared

Ordered by rating, weighted by the number of reviews — businesses with only a handful of reviews do not jump to the top automatically. 9 businesses in this category in Sydney are compared.

RankProviderRatingReviewsOpen Sat.
1XIN Mortgage (this page)★ 5,0934No
2Unconditional Finance Mortgage Brokers Sydney★ 5,0419Yes
3Atelier Wealth Mortgage Brokers★ 5,0384No
4Efficient Capital Solutions - Mortgage Brokers in Sydney | Home Loans in Sydney★ 5,0244No
5Grab Home Loans★ 5,0224No
Contact
+611800896817www.xin.com.au/mortgageSte 502/80 Mount St, North Sydney NSW 2060
Working hours
Monday09:30–17:30
Tuesday09:30–17:30
Wednesday09:30–17:30
Thursday09:30–17:30
Friday09:30–17:30
SaturdayClosed
SundayClosed