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Your Home Equity | Reverse Mortgage Brokers

Your Home Equity | Reverse Mortgage Brokers

5.0(44 reviews)See reviews ↓·Perth

About the company

Your Home Equity is a trading name of Equity Mortgage Specialists Pty Ltd and specialises in reverse mortgage broking. The business is fee-for-service and offers free initial reverse mortgage consultations with no obligation. It is available nationwide online and via phone. Scott Phillips is Managing Director, Mortgage Broker, and co-founder, with over 35 years of experience in financial services.

Jacqui Phillips is Business Manager, Marketing & Partnerships Manager, and co-founder, with more than 8 years’ experience in the reverse mortgage sector. Your Home Equity is accredited with Australia’s leading reverse mortgage lenders. It operates under Best Interests Duty and Responsible Lending regulations. The business helps Australians over 55 find reverse mortgage loans.

What customers say

Based on genuine customer reviews

Reverse mortgages and home equity lending form the core of the work at Your Home Equity, and borrower accounts describe a carefully managed process from first enquiry through to settlement. Scott, Jacqui and Wade are the names that recur most often, noted for patience, approachability and the ability to translate complex financial detail into plain terms. A recurring theme is the thorough assembly of applications and the way those documents are then guided through approval, with the team staying involved until the final steps were complete.

Prompt replies to messages, even beyond standard hours, feature repeatedly in feedback, along with a sense of financial relief once accumulated debt was consolidated. Several clients characterise the fee structure as fair given the effort invested, and the service itself as courteous, professional and low in stress. Borrowers new to this type of lending mention the confidence that came from having every stage clarified, while others highlight how quickly each enquiry was acted upon. The consistent impression is of an attentive, knowledgeable group that makes a complicated borrowing process manageable and reassuring for homeowners in Perth.

Finance broker

Reviews

Reviews are taken from publicly available sources.

MD
MICHAEL DADOUR29 June 2026

I am very pleased I found this Company as they worked very hard to address my questions, assemble the application and once they lodge your application they govern it through the approval process and once approved they have the last steps covered. I was really happy with what this Company did for me and thought their fee structure fair given the amount of time they spent putting it together, etc. The Team is professional and do not pass judgement. Best thing I ever did was contact this Company and I highly recommend you speak to them.

RI
Rob Iannello4 June 2026

Scott, Wade and Jacqui at Your Home Equity made the whole experience wonderfully comfortable and stress free. Wade's patience, knowledge and understanding clarifying every detail of the transaction gave us the confidence to make a really happy and positive difference to our lives. We highly recommend these great guys. Sincere and warmest appreciation. Julia and Robert.

BT
Brian Tricia6 May 2026

We had a very positive outcome with Your Home Equity. Truly professional , lovely to deal with. One of the best in the business.

GH
Gayle Harris7 April 2026

Would highly recommend. Great people very helpful, they did all the work and found me a good interest rate for my reverse mortgage. I was at my wits end. They helped with the paperwork and explained the process thoroughly. Followed everything up to it was all sorted.

CB
Christopher Black1 April 2026

Very pleasant experience with Jacqui and Scott. Attention to detail, extremely knowledgable of the various financial products available. With courtesy and obvious expertise they expedited the process, thanks once again for your help!

SC
suzanne cully5 March 2026

My husband and I recently applied for and obtained a Home Equity loan through 'Your Home Equity'. Having not been through this process before, we reached out to Scott and Jacqui, who from day one were extremely helpful, approacheable, knowledgeable and professional. Scott and Jacqui walked us through the whole process, always promptly answering our emails and keeping us 'in the loop' regarding the lender. I am so pleased that we decided to go through, Your Home Equity. I don't know how I would have made it through the process without Scott and Jacqui's diligence. Thank you Scott and Jacqui.

JN
Jodie-Jane North1 March 2026

Both Jacqui and Scott successfully got my situation of accumulating debt under control. In my search (at 56yrs) I felt i didn’t have an option to borrow against my home until I was at least 60 yrs old. In a short time of diligent daily communication with Scott and Jacqui, I am now feeling relieved financially as they provided me with a reverse mortgage. Every step of the way was explained to me in a manner that I could fully understand, coupled with a super fun positive attitude. I absolutely would recommend this lovely professional duo, and am still saying thank you, well done, awsome work guys and bless. Rating 11 out of 5 .

Mortgage brokers in Perth compared

Ordered by rating, weighted by the number of reviews — businesses with only a handful of reviews do not jump to the top automatically. 12 businesses in this category in Perth are compared.

RankProviderRatingReviewsOpen Sat.
1Chesswork Finance★ 5,0188No
2In Mortgage & Finance Services★ 5,0175No
3The Perth Mortgage Specialist★ 5,0106No
4Ocean Edge Finance★ 5,088No
5Aussie Home Loans - Gary Zhang★ 5,054Yes
7Your Home Equity | Reverse Mortgage Brokers (this page)★ 5,044No
Contact
+61863281584yourhomeequity.com.auOffice 1, Level 4/10 Eastbrook Terrace, East Perth WA 6004
Working hours
Monday08:30–17:00
Tuesday08:30–17:00
Wednesday08:30–17:00
Thursday08:30–17:00
Friday08:30–17:00
SaturdayClosed
SundayClosed