Finance & commercial brokers · Mackay

How much does Finance & commercial brokers cost in Mackay? (2026 price guide)

Commercial and business finance brokers typically charge a fee of 0.5%-2% of the loan amount, or in some cases are paid entirely through lender commission with no direct client fee, depending on the loan type and complexity. For a straightforward equipment or vehicle finance loan, broker involvement is often commission-only, while complex commercial property or business acquisition finance may involve a fee of $1,000-$5,000.

Cost depends on loan complexity, whether it's commission-based or fee-for-service, loan size, and how much structuring and negotiation with multiple lenders is required. Businesses with less straightforward financials typically require more broker work.

Ask upfront whether the broker is paid by commission, fee, or both, and request a comparison across a genuine spread of lenders rather than a single recommendation.

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