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Wagstaff Finance Toowoomba

Wagstaff Finance Toowoomba

5.0(91 reviews)See reviews ↓·Toowoomba

About the company

Wagstaff Finance is a mortgage broking business led by Craig Wagstaff, who has over 20 years of experience in credit and finance. Craig Wagstaff is a full member of the Mortgage and Finance Association of Australia (MFAA) and holds a Diploma of Finance (Mortgage Broking Management).

The business has been part of the Toowoomba and Brisbane community for several decades, serving clients in Toowoomba, Brisbane, and surrounding areas including Eight Mile Plains, Rochedale South, and Holland Park, as well as clients across Australia including Melbourne, Sydney, North Queensland, and the Gold and Sunshine Coasts. Wagstaff Finance partners with Pencils of Promise, World Vision, and Brothers Rugby League in Toowoomba. It offers home loans, investment loans, refinancing, business loans, first home buyer loans, asset finance, car loans, personal loans, and SMSF loans.

What customers say

Based on genuine customer reviews

Wagstaff Finance Toowoomba has built a reputation across the Darling Downs for patient, detailed guidance through home loans, refinancing, equity release and renovation finance. Craig Wagstaff is the figure most often named, with reviewers repeatedly describing him as approachable, thorough and generous with his time, particularly when explaining finer details to first home buyers who arrive with little prior knowledge of the lending process. A theme running through the feedback is the clarity of his advice, which customers describe as honest, jargon-free and tailored to their circumstances, along with his responsiveness to questions throughout the application.

Several clients mention repeat business spanning a decade or more, returning for successive purchases and refinances. Tampany also earns praise for steering a renovation loan to approval while stripping away complicated financial terminology. Competitive terms secured through lender relationships, quick turnaround from first conversation to approval, and proactive updates before and after settlement are common threads. First home buyers and those releasing equity feature prominently among the accounts, with outcomes matching the goals customers set at the outset.

Reviews

Reviews are taken from publicly available sources.

KC
Kade Cumming2 July 2026

I cannot recommend Tampany from Wagstaff Finance highly enough! I recently worked with her to secure a renovation loan, and the entire experience was flawless.Securing finance for renovations can be incredibly stressful and confusing, but Tampany made the whole process seamless. Right from our first conversation, she was so down-to-earth and easy to talk to, completely stripping away the complicated financial jargon. She truly listened to my budget goals and managed to find an incredibly affordable loan that suited my needs perfectly.Her communication was outstanding, and she kept me updated every single step of the way. If you need a broker who is reliable, efficient, highly knowledgeable, and genuinely cares about getting you the best result, do yourself a favour and speak to Tampany at Wagstaff Finance!

LS
Laura Smith11 March 2026

I couldn’t be more grateful to Craig & his team for their support in buying my first home. Craig was kind, professional and always took the time to answer my many questions. I was able to achieve a home that I wanted, in a location I wanted, for a price that I wanted because of his services.

MV
Mayukh Verma5 March 2026

Craig is the best of the best. He knows how to deal with banks to get the best deals and works very hard. Very easy to deal with him and his team. You will not regret choosing Craig and his team. 10/10 best mortgage broker.

RC
Roger Crozier23 January 2026

We’ve used Craig to assist us with home loans and refinancing for over 10 years now and we highly recommend him. He’s personable, responsive and very good at what he does. If you’re looking at home loans or refinancing we highly recommend talking to Craig!

JC
Jacqui Chan26 December 2025

Craig was referred to us by our financial planner and I’m genuinely so glad he was. From the start he’s been the ultimate professional – clear, organised and always on top of what was happening with our application. Our situation was pretty complex with a lot of moving parts, but he stayed calm through all of it and always seemed to have a back-up plan ready to go. He kept me updated at every stage (including after hours and on weekends when things were time-sensitive), which really helped take the stress out of the process. Thanks to his work we’ve now secured our home loan, and I feel like we’ve found our “lifetime” broker. I wouldn’t hesitate to recommend Craig to family and friends.

TT
Tadgh Treanor24 November 2025

Excellent experience with Craig and his team. We have been using Craig for all of our brokerage needs for over 10 years and will continue to do so due to his professionalism, communication and attention to detail. Craig’s personal touch and client care is hard to beat.

NM
Nate Murcutt29 October 2025

Craig & His team were incredibly helpful throughout the whole process. Their knowledge is unmatched and made everything such a breeze to get set up and sorted.

Lenders & loan agencies in Toowoomba compared

Ordered by rating, weighted by the number of reviews — businesses with only a handful of reviews do not jump to the top automatically. 5 businesses in this category in Toowoomba are compared.

RankProviderRatingReviewsOpen Sat.
1Wagstaff Finance Toowoomba (this page)★ 5,091No
2Mortgage Choice Toowoomba City - Julian Collins, Kris May & Luke Henderson★ 5,0551No
3LJ Hooker Home Loans Ipswich | Toowoomba★ 5,040No
4RB finance Toowoomba★ 5,095No
5Searle Financial Group★ 5,0229No
Contact
+61721132288www.wfinance.com.au123 Margaret St, Toowoomba City QLD 4350
Working hours
Monday08:30–18:00
Tuesday08:30–18:00
Wednesday08:30–18:00
Thursday08:30–18:00
Friday08:30–18:00
SaturdayClosed
SundayClosed